146 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 146 Oak St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,189 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	Trust Name on File
Last Sale	$289,000 (Sep 2015)
Tax Bill	$6,018 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-00000096`

Property Details

APN / Parcel Number

Primary APN	`15-00000096`
Alternative APN	`NATI M:00000015 P:00000096`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	693 sqft
Basement Area	915 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	15-00000096
Street Address	146 OAK ST
City	NATICK
State	MA
Zip	01760-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3007
Census Tract	382100

Owner

146 Oak St is owner-occupied and held in a trust since November 2021.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	146 OAK ST, NATICK, MA 01760-1961
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2015 · Amount on File
Deed Sale	Sep 16, 2015 · Amount on File
Deed Book / Page	66082 / 245
Last Transfer Date	Nov 30, 2021
Transfer Doc	0079273-74
Record Updated	Jun 8, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Dec 2, 2021
Property Address	146 OAK ST, NATICK, MA 01760-1961
Document Number	0079273-74
Book / Page	79273 / 74
Instrument Date	Nov 30, 2021
Instrument	261555
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 OAK ST, NATICK, MA 01760-1961

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	146 OAK ST, NATICK, MA 01760-1961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76303-266
Date	Dec 1, 2020
Book Page	76303/266
Instrument	226301

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 146 Oak St was $6,018, up 3.7% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,018.00 (+3.69%)	$503,200 (+6.29%) Land $358,600 Building $144,600	$661,865
2024	$5,804.00 (-1.99%)	$473,400 (+1.05%) Land $337,500 Building $135,900
2023	$5,922.00	$468,500 Land $324,800 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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