Kenton County property record for 147 Montclair Ave, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,340 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $255,000 (Dec 2023) |
| Tax Bill | $3,330 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-11-09-015.00 |
| Primary APN | 040-11-09-015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Finished Area |
| Gross Area | 1,431 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 147 MONTCLAIR AVE |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLEMMINGS LOT 109 & PT 108 |
| Legal Subdivision | FLEMMINGS |
| Legal Lot Number | 109,108 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 63800 |
147 Montclair Ave is owned by a company that bought it in December 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 147 MONTCLAIR AVE, LUDLOW, KY 41016-1641 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FORGE TRUST CO |
| Dec 23, 2019 | Warranty Deed, Transfer TERRA TITLE COMPANY, TERRA TITLE CO. |
| Dec 23, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Dec 23, 2019 · Amount on File |
| Deed Document Number | 202393 |
| Deed Book / Page | 260 / 845 |
| Prior Transfer Date | Dec 9, 2023 |
| Prior Transfer Doc | 0000000128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2023 |
| Property Address | 147 MONTCLAIR AVE, LUDLOW, KY 41016-1641 |
| Document Number | 0005900094 |
| Book / Page | KC 260 / 845 |
| Map Reference | MB 113 PG 450 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 23121205900094 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5731 RUNNING FOX LN, MASON, OH 45040-4699 |
| Name | Verified Name |
|---|---|
| Address | 147 MONTCLAIR AVE, LUDLOW, KY 41016-1641 |
| Document Number | 0005900095 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 23121205900095 |
| Name | FORGE TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 23, 2019 |
| Property Address | 147 MONTCLAIR ST, LUDLOW, KY 41016-1641 |
| Document Number | 0000000044 |
| Book / Page | 0C6835 / 000320 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 44 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | TERRA TITLE COMPANY, TERRA TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5731 RUNNING FOX LN MASON OH 450404699, MASON, OH 45040-4699 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 23, 2019 |
| Property Address | 147 MONTCLAIR ST, LUDLOW, KY 41016-1641 |
| Document Number | 0000000040 |
| Book / Page | 0C6835 / 000309 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 MONTCLAIR ST LUDLOW KY 410161641, LUDLOW, KY 41016-1641 |
The 2025 property tax bill for 147 Montclair Ave was $3,330.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,000 (-) Land $15,000 Building $240,000 | $255,000 (-) Land $15,000 Building $240,000 | |
| 2025 | $3,330.00 | $255,000 Land $10,000 Building $245,000 | $255,000 Land $10,000 Building $245,000 |
| 2023 | $1,480.00 | $115,000 Land $10,000 Building $105,000 | $115,000 Land $10,000 Building $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 147 Montclair Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Montclair Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures