142 Montclair Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 142 Montclair Ave, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 958 sqft · built 1910
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$67,500 (Mar 1998)
Tax Bill$1,763 (2025)
Flood ZoneZone X (minimal risk)
APN040-13-01-007.00

Property Details

APN / Parcel Number

Primary APN040-13-01-007.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area958 sqft Finished Area
Gross Area1,676 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address142 MONTCLAIR AVE
CityLUDLOW
StateKY
Zip41016-1642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLEMMINGS LOTS 198-199
Legal SubdivisionFLEMMINGS
Legal Lot Number198-199
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2000
Census Tract63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address142 MONTCLAIR AVE, LUDLOW, KY 41016-1642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 1998 · Amount on Record
Deed SaleMar 30, 1998 · Amount on Record
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,000 (+8.89%) Land $15,000 Building $132,000$147,000 (+8.89%) Land $15,000 Building $132,000
2025$1,763.00 (+1.5%)$135,000 (-) Land $10,000 Building $125,000$135,000 (-) Land $10,000 Building $125,000
2023$1,737.00$135,000 Land $10,000 Building $125,000$135,000 Land $10,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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