147 Ida St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 147 Ida St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Mar 2022)
Tax Bill	$2,184 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Sale & Mortgage
APN	`381700 112.21-6-15`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-6-15`
Alternative APN	`1102330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	775 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	47.7 ft deep x 25 ft wide
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1102330
Street Address	147 IDA ST
City	TROY
State	NY
Zip	12180-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU1
Legal Description	2 STY BR HSE 74-19/REAR PT 116
Legal Block	6
Legal Lot Number	15.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3001
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 IDA ST, TROY, NY 12180-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Mar 15, 2022	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	2022607634
Deed Book / Page	9985 / 315
Prior Transfer Date	Nov 9, 2016
Prior Transfer Doc	0080130020
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	147 IDA ST, TROY, NY 12180-4533
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111450095
Date	Dec 12, 2025
Book Page	11145/95
Instrument	2025-665044

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 15, 2022
Property Address	147 IDA ST, TROY, NY 12180-4533
Document Number	0099850315
Book / Page	9985 / 315
Instrument Date	Mar 4, 2022
Instrument	2022-607634
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 PARK AVE, ALBANY, NY 12208-2240

Mortgage

Document Number	2022607635
Date	Mar 15, 2022
Instrument	2022-607635

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,184.00 (-31.84%)
2025	$3,204.00 (+17.88%)	$60,000 (-) Land $4,500 Building $55,500	$102,700 (+19.84%) Land $7,702 Building $94,998
2023		$60,000 (-) Land $4,500 Building $55,500	$85,700 (+8.55%) Land $6,427 Building $79,273
2022	$2,718.00	$60,000 Land $4,500 Building $55,500	$78,947 Land $5,921 Building $73,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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