118 Ida St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 118 Ida St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,400 sqft · built 1867
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Dec 2023)
Tax Bill$3,705 (2026)
Deeds & MortgagesDec 2023 Sale
Aug 2022 Line of Credit
APN381700 112.21-10-1

Property Details

APN / Parcel Number

Primary APN381700 112.21-10-1
Alternative APN
  • 1102030

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area700 sqft
2nd Floor Area700 sqft

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions75 ft deep x 25 ft wide
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1102030
Street Address118 IDA ST
CityTROY
StateNY
Zip12180-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU1
Legal Description2 STY FR HSE 71-1/28
Legal Block10
Legal Lot Number1.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3013
Census Tract40900

Owner

Source: Rensselaer County and Troy City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address118 IDA ST, TROY, NY 12180-4534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Warranty Deed, Transfer
Aug 9, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Deed Document Number2023635775
Deed Book / Page10553 / 109
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateDec 6, 2023
Property Address118 IDA ST, TROY, NY 12180-4534
Document Number0105530109
Book / Page10553 / 109
Instrument DateNov 20, 2023
Instrument2023-635775
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address122 W 87TH ST, NEW YORK, NY 10024-2901

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address118 IDA ST, TROY, NY 12180-4534
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101440227
DateAug 9, 2022
Book Page10144/227
Instrument2022-615064
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,705.00 (+5.77%)
2025$3,503.00 (+64.69%)$75,000 (-) Land $6,300 Building $68,700$128,400 (+19.89%) Land $10,786 Building $117,614
2023$75,000 (-) Land $6,300 Building $68,700$107,100 (+8.53%) Land $8,996 Building $98,104
2022$2,127.00 Homeowner's exemption Senior Citizen's exemption$75,000 Land $6,300 Building $68,700$98,684 Land $8,289 Building $90,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims42 (1979–2019)
Claims Outside the SFHA1 of 42
Most Recent ClaimAug 2019 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Massivemesh Networks.

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