147 Elsam Rd, Toney, AL 35773 Property Records

Madison County property record for 147 Elsam Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,876 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Apr 2017)
Tax Bill	$791 (2023)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-04-0-001-017.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-04-0-001-017.000`
Alternative APN	`569386`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	569386
Street Address	147 ELSAM RD
City	TONEY
State	AL
Zip	35773-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	*ERROR ON DEED* LOT 3 MACTONEY S/D PB 17 PG 97
Legal Range	02W
Legal Township	02S
Legal Section	04
Legal Subdivision	TONEY
Legal Lot Number	3
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2021
Census Tract	10405

Owner

147 Elsam Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Madison County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	147 ELSAM RD, TONEY, AL 35773-9363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Oct 28, 2014 · Amount on File
Deed Document Number	20170417000208830
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 17, 2017
Property Address	147 ELSAM RD, TONEY, AL 35773-9363
Document Number	0000208830
Instrument Date	Apr 13, 2017
Instrument	208830
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	147 ELSAM RD TONEY AL 357739363, TONEY, AL 35773-9363

Mortgage

Document Number	208840
Date	Apr 17, 2017
Instrument	208840

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$24,220 Land $4,060 Building $20,160	$242,000 Land $40,500 Building $201,500
2023	$791.00 (+22.64%) Homeowner's exemption	$23,320 (+21.46%) Land $4,060 Building $19,260	$233,100 (+21.47%) Land $40,500 Building $192,600
2022	$645.00 Homeowner's exemption	$19,200 Land $2,480 Building $16,720	$191,900 Land $24,800 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 Elsam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Elsam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20