Madison County property record for 124 Elsam Rd, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Nov 2019) |
| Tax Bill | $537 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Aug 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-04-0-001-024.000 |
| Primary APN | 06-02-04-0-001-024.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 500880 |
|---|---|
| Street Address | 124 ELSAM RD |
| City | TONEY |
| State | AL |
| Zip | 35773-9364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 MACTONEY S/D PHASE II PB 20 PG 2 |
| Legal Range | 02W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | MACTONEY S/D PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10405 |
124 Elsam Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 ELSAM RD, TONEY, AL 35773-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2019 | Grant Deed, Transfer PROGRESS BK&TR |
| Aug 6, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 201973566 |
| Prior Transfer Date | Jul 26, 2019 |
| Prior Transfer Doc | 0000049797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Nov 12, 2019 |
| Property Address | 124 ELSAM RD, TONEY, AL 35773-9364 |
| Document Number | 0000073566 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 73566 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 ELSAM RD TONEY AL 357739364, TONEY, AL 35773-9364 |
| Document Number | 73567 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 73567 |
| Name | PROGRESS BK&TR |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 6, 2019 |
| Property Address | 124 ELSAM RD, TONEY, AL 35773-9364 |
| Document Number | 0000049797 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 49797 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $99.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 174 DERWENT LN NW HUNTSVILLE AL 358106203, HUNTSVILLE, AL 35810-6203 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 124 Elsam Rd was $537 with a homeowner's exemption, up 0.8% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537.00 (+0.75%) | ||
| 2025 | $533.00 Homeowner's exemption | $16,140 Land $2,500 Building $13,640 | $161,300 Land $25,000 Building $136,300 |
| 2023 | $511.00 (+25.25%) Homeowner's exemption | $15,540 (+23.14%) Land $2,500 Building $13,040 | $155,300 (+23.16%) Land $25,000 Building $130,300 |
| 2022 | $408.00 Homeowner's exemption | $12,620 Land $1,300 Building $11,320 | $126,100 Land $13,000 Building $113,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Elsam Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Elsam Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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