Walton County property record for 147 Cobalt Ln, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,830 sqft · built 1993 |
| Lot Size | 0.117 acres (5,099 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,136 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42910-00M-0110 |
| Primary APN | 30-2S-21-42910-00M-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 899 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 5,099 sqft (0.117 acres) |
| Lot Dimensions | 103 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 338 sqft |
| Deck Area | 169 sqft |
| Patio Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 147 COBALT LN |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK M EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 1260-192 OR 2083-149 OR 2759-2088 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PH 1A |
| Legal Phase | 1A |
| Legal Block | M |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950608 |
147 Cobalt Ln is owned and occupied by an individual who acquired it in April 2007.
Source: Walton County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 COBALT LN, MIRAMAR BEACH, FL 32550-5262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2007 |
| Transfer Doc | 0027592088 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 147 Cobalt Ln was $2,136 with exemptions applied.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,136.00 Homeowner's exemption Widower's exemption | $280,040 | $486,128 Land $169,050 Building $317,078 |
| 2024 | $2,136.00 (+4.09%) | ||
| 2023 | $2,052.00 (+1.43%) Homeowner's exemption | $470,150 (+2.43%) Land $161,000 Building $309,150 | $470,150 (+2.43%) Land $161,000 Building $309,150 |
| 2022 | $2,023.00 Homeowner's exemption | $458,984 Land $139,286 Building $319,698 | $458,984 Land $139,286 Building $319,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Cobalt Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1993) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Cobalt Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Wildstar Networks.
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