135 Cobalt Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 135 Cobalt Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Vacant Land
Lot Size	0.126 acres (5,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Feb 2025)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42910-00M-0100`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00M-0100`
Alternative APNs	`30-221-42910-00M-0100` `1069429`

Exterior

Lot Area	5,488 sqft (0.126 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Location & Zoning

Street Address	135 COBALT LN
City	MIRAMAR BEACH
State	FL
Zip	32550-5262
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	CC
Legal Description	LOT 10 BLK M EMERALD BAY PH 1A PB 9-27 OR 2140-369 OR 2505-482 OR 2660-3524 OR 2969-4241 OR 3229-2930 OR 3301-1427 OR 3349-3909
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1A
Legal Phase	1A
Legal Block	M
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4801 MILL CREEK DR, COLLEYVILLE, TX 76034-3647
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 7, 2023	Warranty Deed, Transfer MEAD LAW AND TITLE
Dec 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	20254892
Deed Book / Page	3349 / 3909
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0032292930
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	135 COBALT LN, MIRAMAR BEACH, FL 32550-5262
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 MILL CREEK DR, COLLEYVILLE, TX 76034-3647

Mortgage

Document Number	0033840720
Date	Jan 14, 2026
Book Page	3384/720
Instrument	20260001454

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 7, 2023
Property Address	135 COBALT LN, MIRAMAR BEACH, FL 32550-5262
Document Number	0033011427
Book / Page	3301 / 1427
Map Reference	MB 9 PG 27&27A
Instrument Date	Aug 31, 2023
Instrument	20230032225
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MEAD LAW AND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, SOCIAL CIRCLE, GA 30025-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 686, BAKER, FL 32531-0686
Investor	Possibly a Property Investor

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2021
Property Address	135 COBALT LN, MIRAMAR BEACH, FL 32550-5262
Document Number	0032292930
Book / Page	3229 / 2930
Map Reference	MB 9 PG 27&27A
Instrument Date	Oct 22, 2021
Instrument	20210061689
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, 3825, SOCIAL CIRCLE, GA 30025-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 MOUNT PARAN CHURCH RD, SOCIAL CIRCLE, GA 30025-3703

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (-1.1%)	$169,050 (+5%) Land $169,050	$169,050 (+5%) Land $169,050
2024	$1,544.00 (+8.35%)
2023	$1,425.00 (+10.47%)	$161,000 (+15.59%) Land $161,000	$161,000 (+15.59%) Land $161,000
2022	$1,290.00	$139,286 Land $139,286	$139,286 Land $139,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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