14698 Reserve Pl, Naples, FL 34109 Property Records

Collier County property record for 14698 Reserve Pl, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,467 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$1,325,000 (Sep 2020)
Tax Bill	$17,213 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`629810 453B31`

Property Details

APN / Parcel Number

Primary APN	`629810 453B31`
Alternative APN	`73620011121`

Interior

Stories	2 Stories
Building Area	2,467 sqft Living Area
1st Floor Area	2,467 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	420 sqft
Deck Area	1,798 sqft

Location & Zoning

Street Address	14698 RESERVE PL
City	NAPLES
State	FL
Zip	34109-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIENNA RESERVE LOT 45
Legal Range	26
Legal Township	48
Legal Section	31
Legal Subdivision	SIENNA RESERVE
Legal Tract	629810
Legal Block	2
Legal Lot Number	45
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14698 RESERVE PL, NAPLES, FL 34109-9068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 17, 2017	Special Warranty Deed, Transfer · ARM BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20205918410
Deed Book / Page	5811 / 1778
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 3, 2020
Property Address	14698 RESERVE PL, NAPLES, FL 34109-9068
Document Number	0058111778
Book / Page	5811 / 1778
Map Reference	MB 56 PG 63
Instrument Date	Aug 28, 2020
Instrument	5918410
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2167 N FREMONT BLVD, 2167, FLAGSTAFF, AZ 86001-0950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14698 RESERVE PL, NAPLES, FL 34109-9068

Mortgage

Document Number	0058111780
Date	Sep 3, 2020
Book Page	5811/1780
Instrument	5918411

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 17, 2017
Property Address	14698 RESERVE PL, NAPLES, FL 34109-9068
Document Number	0053951801
Book / Page	5395 / 1801
Map Reference	MB56 PG63-66
Instrument Date	May 11, 2017
Instrument	5406453
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,653.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6131 LYONS RD STE 200, 6131, COCONUT CREEK, FL 33073-4739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14698 RESERVE LN, NAPLES, FL 34109-9062

Mortgage

Document Number	0005406454
Date	May 17, 2017
Instrument	5406454

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,871,666 (+2.7%)	$2,026,441 (+1.1%) Land $783,367 Building $1,243,074
2025	$17,213.00 (-4.56%) Homeowner's exemption	$1,822,460 (+24.37%)	$2,004,466 (-11.29%) Land $783,367 Building $1,221,099
2023	$18,035.00 (+4.84%)	$1,465,351 (+1%)	$2,259,615 (+12.28%) Land $1,008,009 Building $1,251,606
2022	$17,203.00	$1,332,137	$2,012,564 Land $683,783 Building $1,328,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Stream Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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