14686 Reserve Pl, Naples, FL 34109 Property Records

Collier County property record for 14686 Reserve Pl, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,847 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Apr 2026)
Tax Bill	$8,915 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2017 Sale
Flood Zone	Zone AH (high risk)
APN	`629810 423B31`

Property Details

APN / Parcel Number

Primary APN	`629810 423B31`
Alternative APN	`73620011066`

Interior

Stories	1 Story
Building Area	2,847 sqft Living Area
1st Floor Area	2,847 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	270 sqft
Deck Area	462 sqft

Location & Zoning

Street Address	14686 RESERVE PL
City	NAPLES
State	FL
Zip	34109-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIENNA RESERVE LOT 42
Legal Range	26
Legal Township	48
Legal Section	31
Legal Subdivision	SIENNA RESERVE
Legal Tract	629810
Legal Block	2
Legal Lot Number	42
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10434

Owner

14686 Reserve Pl is owned and occupied by two individuals who bought it in April 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14686 RESERVE PL, NAPLES, FL 34109-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	20266812599
Deed Book / Page	6577 / 270
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 17, 2026
Property Address	14686 RESERVE PL, NAPLES, FL 34109-9068
Document Number	0065770270
Book / Page	6577 / 270
Instrument Date	Apr 16, 2026
Instrument	2026.6812599
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	BRANDT TITLE, BRYANT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14686 RESERVE PL, NAPLES, FL 34109-9068

Mortgage

Document Number	0006812600,
Date	Apr 17, 2026
Book Page	6577/272
Instrument	2026.6812600

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	May 31, 2017
Property Address	14686 RESERVE PL, NAPLES, FL 34109-9068
Document Number	0053993453
Book / Page	005399 / 003453
Instrument Date	May 25, 2017
Instrument	5411611
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14686 RESERVE LN NAPLES FL 341099062, NAPLES, FL 34109-9062

Tax Assessment & Valuation

The 2025 property tax bill for 14686 Reserve Pl was $8,915, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$975,166 (+2.7%)	$1,419,448 (+1.16%) Land $513,945 Building $905,503
2025	$8,915.00 (+2.29%) Homeowner's exemption	$949,529	$1,403,179 Land $513,945 Building $889,234
2024	$8,715.00 (+0.68%)
2023	$8,656.00 (-2.96%) Homeowner's exemption	$895,892 (+3%)	$1,578,615 (+11.11%) Land $661,327 Building $917,288
2022	$8,920.00 Homeowner's exemption	$869,798	$1,420,731 Land $447,089 Building $973,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14686 Reserve Pl in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14686 Reserve Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Stream Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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