14682 Pepper Tree Cir, Tustin, CA 92780 Property Records

Orange County property record for 14682 Pepper Tree Cir, Tustin, CA 92780

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,246 sqft · built 1976
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Oct 2021)
Tax Bill	$13,758 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432-461-55`

Property Details

APN / Parcel Number

Primary APN	`432-461-55`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	5,940 sqft (0.136 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14682 PEPPER TREE CIR
City	TUSTIN
State	CA
Zip	92780-6748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8912 BLK LOT 13
Legal Subdivision	8912F
Legal Tract	8912
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4001
Census Tract	52502

Owner

14682 Pepper Tree Cir is owned and occupied by two individuals who bought it in October 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14682 PEPPER TREE CIR, TUSTIN, CA 92780-6748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WFG NATIONAL TITLE INSURANCE
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Aug 29, 1996 · Amount on File
Deed Document Number	2021646901
Prior Transfer Date	Jul 30, 1993
Prior Transfer Doc	0000520670
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 22, 2021
Property Address	14682 PEPPER TREE CIR, TUSTIN, CA 92780-6748
Document Number	0000646901
Map Reference	MB 370 PG 30&31
Instrument Date	Oct 15, 2021
Instrument	2021000646901
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14682 PEPPER TREE CIR, TUSTIN, CA 92780-6748

Mortgage

Document Number	0000646902
Date	Oct 22, 2021
Instrument	2021000646902

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14682 PEPPER TREE CIR, TUSTIN, CA 92780-6748
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14982 PEPPER TREE, TUSTIN, CA 92780

Mortgage

Document Number	0000436985
Date	Jul 7, 2021
Instrument	2021000436985

Lender

Name	WFG NATIONAL TITLE INSURANCE
Type	Insurance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14682 PEPPER TREE CIR, TUSTIN, CA 92780-6748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005755
Date	Jan 8, 2019
Instrument	2019000005755

Lender

Name	COMPASS BANK
Type	Bank
Address	VISTA, CA 92083

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 14682 Pepper Tree Cir was $13,758 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,271,857 (+2%) Land $1,066,794 Building $205,063
2025	$13,758.00 Homeowner's exemption	$1,246,919 Land $1,045,876 Building $201,043
2023	$12,871.00 (+1.63%) Homeowner's exemption	$1,198,500 Land $1,005,263 Building $193,237
2022	$12,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14682 Pepper Tree Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1983–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14682 Pepper Tree Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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