1468 Stephen Pl, Oconto, WI 54153 Property Records

Oconto County property record for 1468 Stephen Pl, Oconto, WI 54153

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Dec 2005 Line of Credit Jul 2009 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26533240972178A`

Property Details

APN / Parcel Number

Primary APN	`26533240972178A`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	1468 STEPHEN PL
City	OCONTO
State	WI
Zip	54153-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZN
Legal Description	PRT GL6 K/A LOT 2 PLAT OF RAPID RIVER ESTATES 720-584
Legal Range	21E
Legal Township	28N
Legal Section	24
Legal Subdivision	RIVER ESTATES
Legal Lot Number	2
Jurisdiction	OCONTO WI
Township / Civil Division	OCONTO
Census Block Group	2
Census Block	2008
Census Tract	101000

Owner

1468 Stephen Pl is owned and occupied by two individuals.

Source: Oconto County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1468 STEPHEN PL, OCONTO, WI 54153-9292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Jul 7, 2009	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Apr 9, 2010	Deed of Trust, Mortgage · FHA Mortgage ONE CHOICE MORTGAGE LLC
Aug 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage ACCUNETMORTGAGE.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1468 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001183/128
Date	Dec 5, 2005
Book Page	1183/128
Instrument	582907

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1468 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001460/335
Date	Jul 7, 2009
Book Page	1460/335
Instrument	626874

Lender

Name	CITIZENS BANK
Type	Bank
Address	FLINT, MI 48502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate
Type Change Date	Aug 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1468 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001489/297
Date	Apr 9, 2010
Book Page	1489/297
Instrument	634378

Lender

Name	ONE CHOICE MORTGAGE LLC
Type	Mortgage Company
Address	DELAFIELD, WI 53018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2025

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1468 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	LOCKYEAR TITLE LLC, LOCKEFORT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001593/211
Date	Aug 21, 2012
Book Page	1593/211
Instrument	659465

Lender

Name	ACCUNETMORTGAGE.COM LLC
Type	Mortgage Company
Address	BUTLER, WI 53007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1468 Stephen Pl was $7,116 with a homeowner's exemption.

Source: Oconto County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oconto County
Municipality	Oconto City
Unified School District	Oconto School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,116.00	$474,100 Land $47,000 Building $427,100	$482,500 Land $47,833 Building $434,667
2023	$7,697.00 Homeowner's exemption	$296,100 Land $50,000 Building $246,100	$455,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1468 Stephen Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1468 Stephen Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Bug Tussel Wireless Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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