1446 Stephen Pl, Oconto, WI 54153 Property Records

Oconto County property record for 1446 Stephen Pl, Oconto, WI 54153

Property Summary

Property Type	Single Family Home
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2016)
Tax Bill	$10,697 (2025)
Deeds & Mortgages	Aug 2012 Line of Credit Feb 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26533240972178C`

Property Details

APN / Parcel Number

Primary APN	`26533240972178C`

Exterior

Lot Area	221,285 sqft (5.08 acres)

Location & Zoning

Street Address	1446 STEPHEN PL
City	OCONTO
State	WI
Zip	54153-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZN
Legal Description	PRT GL6 K/A LOT 4 PLAT OF RAPID RIVER ESTATES. 652-547 655-847
Legal Range	21E
Legal Township	28N
Legal Section	24
Legal Subdivision	RIVER ESTATES
Legal Lot Number	4
Jurisdiction	OCONTO WI
Township / Civil Division	OCONTO
Census Block Group	2
Census Block	2008
Census Tract	101000

Owner

Source: Oconto County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1446 STEPHEN PL, OCONTO, WI 54153-9292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2012	Deed of Trust, Mortgage · Line of Credit THE STEPHENSON NATIONAL BANK AND TRUST
Feb 12, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE STEPHENSON NATIONAL BANK & TRUST
Sep 20, 2007	Deed of Trust, Mortgage · Conventional Mortgage THE STEPHENSON NATIONAL BANK & TRUST
Sep 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage THE STEPHENSON NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2016 · Amount on Record
Deed Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	2016692710
Record Updated	Jun 8, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1446 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001593/962
Date	Aug 27, 2012
Book Page	1593/962
Instrument	659630

Lender

Name	THE STEPHENSON NATIONAL BANK AND TRUST
Address	OCONTO, WI 54153

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1446 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001338/366
Date	Feb 12, 2009
Book Page	1338/366
Instrument	621969

Lender

Name	THE STEPHENSON NATIONAL BANK & TRUST
Address	OCONTO, WI 54153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2024

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1446 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001279/076
Date	Sep 20, 2007
Book Page	1279/076
Instrument	606795

Lender

Name	THE STEPHENSON NATIONAL BANK & TRUST
Address	OCONTO, WI 54153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2022

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONTO WI
Property Address	1446 STEPHEN PL, OCONTO, WI 54153-9292
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001549/712
Date	Sep 13, 2011
Book Page	1549/712
Instrument	649303

Lender

Name	THE STEPHENSON NATIONAL BANK & TRUST
Address	MARINETTE, WI 54143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Oconto County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oconto County
Municipality	Oconto City
Unified School District	Oconto School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,697.00 (+2.84%)	$706,400 (+78.2%) Land $117,700 Building $588,700	$719,000 (+17.97%) Land $119,799 Building $599,201
2023	$10,402.00 Homeowner's exemption	$396,400 Land $80,000 Building $316,400	$609,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Bug Tussel Wireless Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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