14668 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14668 Tullamore Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,217 sqft · built 2004
Lot Size	0.141 acres (6,156 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Mar 2023)
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-27-1605-00-200`

Property Details

APN / Parcel Number

Primary APN	`03-23-27-1605-00-200`
Alternative APNs	`272303160500200` `132000` `132785` `134300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,217 sqft Living Area
Gross Area	2,999 sqft
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,156 sqft (0.141 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14668 TULLAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EMERALD RIDGE 54/112 LOT 20
Legal Range	27E
Legal Township	23S
Legal Section	03
Legal Subdivision	EMERALD RIDGE
Legal Tract	1605
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4016
Census Tract	17117

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14668 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Dec 18, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	2023141627
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 13, 2023
Property Address	14668 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5334
Document Number	0000141627
Map Reference	MB 54 PG 112-115
Instrument Date	Mar 10, 2023
Instrument	20230141627
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	NOT AVAILABLE, BELL LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2967 SPRING HEATHER PL, OVIEDO, FL 32766-6620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14668 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5334

Mortgage

Document Number	0000141628
Date	Mar 13, 2023
Instrument	20230141628

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 18, 2020
Property Address	14668 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5334
Document Number	0000664032
Instrument Date	Dec 15, 2020
Instrument	664032
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,398.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14668 TULLAMORE LOOP WINTER GARDEN FL 347875334, WINTER GARDEN, FL 34787-5334

Mortgage

Document Number	664033
Date	Dec 18, 2020
Instrument	664033

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,160 (-5.56%) Land $115,000 Building $293,160	$408,160 (-7.58%) Land $115,000 Building $293,160
2025	$6,381.00 (+5.23%) Homeowner's exemption	$432,205 (+27.39%)	$441,620 (+14.21%) Land $115,000 Building $326,620
2024	$6,064.00 (+27.34%)
2023	$4,762.00 (+3.01%) Homeowner's exemption	$339,284 (+3%)	$386,665 (+17.38%) Land $115,000 Building $271,665
2022	$4,623.00 Homeowner's exemption	$329,402 Land $100,000 Building $229,402	$329,402 Land $100,000 Building $229,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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