14645 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14645 Tullamore Loop, Winter Garden, FL 34787 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2003
Lot Size	0.211 acres (9,192 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2026)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-23-27-1605-00-660`

Property Details

APN / Parcel Number

Primary APN	`03-23-27-1605-00-660`
Alternative APNs	`272303160500660` `132055` `132841` `134355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,192 sqft (0.211 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14645 TULLAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD RIDGE 54/112 LOT 66
Legal Range	27E
Legal Township	23S
Legal Section	03
Legal Subdivision	EMERALD RIDGE
Legal Tract	1605
Legal Lot Number	66
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4018
Census Tract	17117

Owner

Source: Orange County records · APN 03-23-27-1605-00-660

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Warranty Deed, Transfer · Conventional Mortgage TAG LENDING
Jun 09, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 17, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2018	Warranty Deed, Transfer OPENDOOR TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2026 · Amount on Record
Deed Sale	Jul 09, 2026 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	2026380992
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 09, 2026
Property Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335
Document Number	0000380992
Instrument Date	Jun 30, 2026
Instrument	2026380992
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$321,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335

Mortgage

Document Number	0000380993,
Date	Jul 09, 2026
Instrument	2026380993

Lender

Name	TAG LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 MOUNTAIN PINE ST, OCOEE, FL 34761-8526

Mortgage

Document Number	0000335943
Date	Jun 09, 2025
Instrument	20250335943

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2030

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 17, 2019
Property Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335
Document Number	0000036045
Map Reference	MB 54 PG 112-115
Instrument Date	Jan 14, 2019
Instrument	20190036045
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335

Mortgage

Document Number	0000036046
Date	Jan 17, 2019
Instrument	20190036046

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 30, 2018
Property Address	14645 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5335
Document Number	0000634493
Instrument Date	Oct 26, 2018
Instrument	634493
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,771.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,900 (+47.97%) Land $115,000 Building $248,900	$363,900 (-7.05%) Land $115,000 Building $248,900
2025	$3,346.00 (+5.35%) Homeowner's exemption	$245,931 (+5.99%)	$391,520 (+15.99%) Land $115,000 Building $276,520
2024	$3,176.00 (+3.93%)
2023	$3,056.00 (+3.24%) Homeowner's exemption	$232,039 (+3%)	$337,533 (+17.66%) Land $115,000 Building $222,533
2022	$2,960.00 Homeowner's exemption	$225,281	$286,866 Land $100,000 Building $186,866

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171174, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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