14653 Silvermere Dr, Foley, AL 36535 Property Records

Baldwin County property record for 14653 Silvermere Dr, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,913 sqft · built 2017
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$190,850 (Jun 2018)
Tax Bill	$862 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-18-0-000-001.082`

Property Details

APN / Parcel Number

Primary APN	`54-04-18-0-000-001.082`
Alternative APNs	`289825` `227319`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,913 sqft Heated Area
1st Floor Area	1,913 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	227319
Street Address	14653 SILVERMERE DR
City	FOLEY
State	AL
Zip	36535-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88' X 125' LOT 50 WOODMONT PH 1 SLIDES 2334-F & 2336-A SEC 18-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	WOODMONT PH 1
Legal Phase	1
Legal Lot Number	50
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1016
Census Tract	11501

Owner

14653 Silvermere Dr is owned and occupied by an individual who bought it in June 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14653 SILVERMERE DR, FOLEY, AL 36535-9538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 8, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20181700881
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14653 SILVERMERE DR, FOLEY, AL 36535-9538
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001987516
Date	Mar 24, 2022
Instrument	1987516

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14653 SILVERMERE DR, FOLEY, AL 36535-9538
Document Number	0001844811
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14653 SILVERMERE DR FOLEY AL 365359538, FOLEY, AL 36535-9538

Mortgage

Document Number	0001844811
Date	Jul 23, 2020
Instrument	1844811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 22, 2040

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 8, 2018
Property Address	14653 SILVERMERE DR, FOLEY, AL 36535-9538
Document Number	0001700881
Instrument Date	May 29, 2018
Instrument	1700881
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4653 SILVERMERE DR FOLEY AL 36535, FOLEY, AL 36535

Mortgage

Document Number	1700882
Date	Jun 8, 2018
Instrument	1700882

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 7, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 14653 Silvermere Dr was $862 with a homeowner's exemption, up 5.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$862.00 (+5.77%) Homeowner's exemption
2025	$815.00	$30,720 Land $3,720 Building $27,000	$323,700 Land $39,200 Building $284,500
2023	$733.00 (+27.04%) Homeowner's exemption	$27,820 (+25.09%)	$278,100 (+25.1%) Land $20,300 Building $257,800
2022	$577.00 (+14.71%) Homeowner's exemption	$22,240	$222,300 Land $20,700 Building $201,600
2021	$503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14653 Silvermere Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (1998–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14653 Silvermere Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Point Broadband Fiber	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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