14621 Silvermere Dr, Foley, AL 36535 Property Records

Baldwin County property record for 14621 Silvermere Dr, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,326 sqft · built 2018
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$221,150 (Dec 2018)
Tax Bill	$999 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-18-0-000-001.080`

Property Details

APN / Parcel Number

Primary APN	`54-04-18-0-000-001.080`
Alternative APNs	`289823` `285029`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,326 sqft Heated Area
1st Floor Area	2,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	285029
Street Address	14621 SILVERMERE DR
City	FOLEY
State	AL
Zip	36535-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88' X 125' LOT 48 WOODMONT PH 1 SLIDES 2334-F & 2336-A SEC 18-T7S-R4E (WD)
Legal Subdivision	WOODMONT PH 1
Legal Phase	1
Legal Lot Number	48
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1016
Census Tract	11501

Owner

14621 Silvermere Dr is owned and occupied by an individual who bought it in December 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14621 SILVERMERE DR, FOLEY, AL 36535-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME LOAN EXPERT LLC
Nov 21, 2018	Deed of Trust, Mortgage ACOPIA
Dec 3, 2018	Warranty Deed, Subdivision Related Transfer ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Deed Document Number	20181732534
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14621 SILVERMERE DR, FOLEY, AL 36535-9538
Document Number	0001817768
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14621 SILVERMERE DR FOLEY AL 365359538, FOLEY, AL 36535-9538

Mortgage

Document Number	0001817768
Date	Mar 17, 2020
Instrument	1817768

Lender

Name	HOME LOAN EXPERT LLC
Address	BRENTWOOD, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14621 SILVERMERE DR, FOLEY, AL 36535-9538
Document Number	0001742677
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14621 SILVERMERE DR FOLEY AL 365359538, FOLEY, AL 36535-9538

Mortgage

Document Number	0001742677
Date	Feb 11, 2019
Instrument	1742677

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 3, 2018
Property Address	14621 SILVERMERE DR, FOLEY, AL 36535-9538
Document Number	0001732534
Instrument Date	Nov 21, 2018
Instrument	1732534
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14621 SILVERMERE DR FOLEY AL 365359538, FOLEY, AL 36535-9538

Mortgage

Document Number	1732535
Date	Dec 3, 2018
Instrument	1732535

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14621 Silvermere Dr was $999 with a homeowner's exemption, up 4.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$999.00 (+4.72%) Homeowner's exemption
2025	$954.00	$35,680 Land $3,760 Building $31,920	$372,700 Land $39,200 Building $333,500
2023	$858.00 (+25.44%) Homeowner's exemption	$32,280 (+23.96%)	$322,500 (+23.9%) Land $20,300 Building $302,200
2022	$684.00 (+14.57%) Homeowner's exemption	$26,040	$260,300 Land $20,700 Building $239,600
2021	$597.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14621 Silvermere Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (1998–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14621 Silvermere Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Point Broadband Fiber	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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