1465 Vista Rd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1465 Vista Rd, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,121 sqft · built 1960
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Dec 2017)
Tax Bill	$21,839 (2025)
Deeds & Mortgages	Sep 2023 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-390-003`

Property Details

APN / Parcel Number

Primary APN	`505-390-003`
Alternative APN	`505-390-003-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	2,121 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	379 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1465 VISTA RD
City	EL CERRITO
State	CA
Zip	94530-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RO SAN PABLO POR LOT 3 .920 AC
Legal Subdivision	SAN PABLO RHO
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	385100

Owner

1465 Vista Rd is held in a trust since September 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1858 ROCKSPRING PL, WALNUT CREEK, CA 94596-6162
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Intrafamily Transfer, Transfer
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2017237849
Last Transfer Date	Sep 12, 2023
Transfer Doc	0000094743
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2023
Property Address	1465 VISTA RD, EL CERRITO, CA 94530-2508
Document Number	0000094743
Instrument Date	Sep 12, 2023
Instrument	2023-094743
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1858 ROCKSPRING PL, WALNUT CREEK, CA 94596-6162

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1465 VISTA RD, EL CERRITO, CA 94530-2508
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 VISTA RD, EL CERRITO, CA 94530-2508

Mortgage

Document Number	0000323836
Date	Nov 24, 2021
Instrument	2021-323836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	Other
Margin	3
Max Rate	6.87%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 19, 2017
Property Address	1465 VISTA RD, EL CERRITO, CA 94530-2508
Document Number	0000237849
Instrument Date	Dec 15, 2017
Instrument	2017-237849
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1465 VISTA RD, EL CERRITO, CA 94530-2508

Mortgage

Document Number	0000237850
Date	Dec 19, 2017
Instrument	2017-237850

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.5%
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 1465 Vista Rd was $21,839.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,601,495 (+2%) Land $978,422 Building $623,073
2025	$21,839.00	$1,570,094 Land $959,238 Building $610,856
2023	$18,381.00 (+1.41%)	$1,312,372 Land $765,550 Building $546,822
2022	$18,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1465 Vista Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1465 Vista Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Rd

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