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1415 Vista Rd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1415 Vista Rd, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,621 sqft · built 1955
Lot Size0.65 acres (28,314 sqft)
Owner2 Trust Names on File
Last Sale$268,000 (Mar 2018)
Tax Bill$4,153 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Nov 2020 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN505-390-006-3

Property Details

APN / Parcel Number

Primary APN505-390-006-3
Alternative APN
  • 505-390-006

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,621 sqft Living Area
1st Floor Area2,782 sqft
Basement Area839 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1415 VISTA RD
CityEL CERRITO
StateCA
Zip94530-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRO SAN PABLO POR LOT 3 .650 AC
Legal SubdivisionSAN PABLO RHO
Legal Lot Number3
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1003
Census Tract385100

Owner

1415 Vista Rd is owner-occupied and held in a trust since March 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address1415 VISTA RD, EL CERRITO, CA 94530-2508
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEPLUS CORP
Mar 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Mar 7, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 13, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
STEARNS LNDG
Aug 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 8, 2017Affidavit of Death, Transfer
ATTORNEY ONLY
Aug 1, 2017Quit Claim Deed, Transfer · Conventional Mortgage
PRIVATE INDIVIDUAL
Jan 9, 2017Quit Claim Deed, Transfer
TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC
Jan 9, 2017Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2018 · Amount on File
Deed SaleMar 7, 2018 · Amount on File
Prior SaleJan 9, 2017 · Amount on File
Deed Document Number201835098
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 VISTA RD, EL CERRITO, CA 94530-2508

Mortgage

Document Number0000148232
DateSep 30, 2022
Instrument2022-148232
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount on Record
Term473 Months
DueFeb 10, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000325389
Instrument DateNov 21, 2020
Transaction TypeMortgage
Record UpdatedJan 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

Mortgage

Document Number0000325389
DateDec 24, 2020
Instrument325389
Lender
NameHOMEPLUS CORP
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 23, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000044813
Instrument DateMar 17, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

Mortgage

Document Number0000044813
DateMar 23, 2018
Instrument44813
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 22, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 7, 2018
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000035098
Instrument DateMar 7, 2018
Instrument35098
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$294.80
Amount AccuracyPartial

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

September 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 13, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000167290
Instrument DateSep 12, 2017
Instrument167290
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5201 SILVA AVE RICHMOND CA 948052409, RICHMOND, CA 94805-2409

Mortgage

Document Number168512
DateSep 13, 2017
Instrument168512
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 8, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000141878
Instrument DateAug 7, 2017
Instrument141878
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5201 SILVA AVE RICHMOND CA 948052409, RICHMOND, CA 94805-2409

August 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateAug 8, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000141877
Instrument DateJul 25, 2017
Instrument141877
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5201 SILVA AVE RICHMOND CA 948052409, RICHMOND, CA 94805-2409

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 1, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000138064
Instrument DateJul 20, 2017
Instrument138064
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

Mortgage

Document Number138066
DateAug 1, 2017
Instrument138066
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressBERKELEY, CA 94707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueJul 31, 2019

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 9, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000004336
Instrument DateNov 30, 2016
Instrument4336
Transaction TypeTransfer
Record UpdatedJan 16, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transaction

AmountAmount on Record
Tax$200.20
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 9, 2017
Property Address1415 VISTA RD, EL CERRITO, CA 94530-2508
Document Number0000004334
Instrument DateNov 30, 2016
Instrument4334
Transaction TypeTransfer
Record UpdatedJan 16, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transaction

AmountAmount on Record
Tax$200.20
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 VISTA RD EL CERRITO CA 945302508, EL CERRITO, CA 94530-2508

Mortgage

Document Number4335,
DateJan 9, 2017
Instrument4335
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Vista Rd was $4,153 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$195,391 (+2%) Land $48,077 Building $147,314
2025$4,153.00 Homeowner's exemption$191,561 Land $47,135 Building $144,426
2023$3,957.00 (+2.83%) Homeowner's exemption$184,124 Land $45,305 Building $138,819
2022$3,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1415 Vista Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Vista Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Rd

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