Schenectady County and Schenectady City property record for 1465 State St, Schenectady, NY 12304 · Last verified August 2026
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,273 sqft · built 1900 |
| Lot Size | 0.091 acres (3,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Nov 2010) |
| Tax Bill | $6,282 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-5-57 |
| Primary APN | 421500 49.68-5-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,273 sqft Total Area |
| 1st Floor Area | 1,321 sqft |
| 2nd Floor Area | 952 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,990 sqft (0.091 acres) |
| Lot Dimensions | 114 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1465 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2913 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 57.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.68-5-57
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1448 STATE ST, 1, SCHENECTADY, NY 12304-2823 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2010 · Amount on Record |
| Deed Sale | Nov 09, 2010 · Amount on Record |
| Prior Sale | Nov 09, 2010 · Amount on Record |
| Deed Book / Page | 1829 / 826 |
| Prior Transfer Date | Dec 21, 1994 |
| Prior Transfer Doc | 1449000069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 1465 STATE ST, SCHENECTADY, NY 12304-2913 |
| Document Number | 0000017234 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202617234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 1448 STATE ST, SCHENECTADY, NY 12304-2823 |
| Document Number | 0000017234, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202617234 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 1465 STATE ST, SCHENECTADY, NY 12304-2913 |
| Document Number | 0000008782 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20268782 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1448 STATE ST, SCHENECTADY, NY 12304-2823 |
| Document Number | 0000008782, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20268782 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 25, 2017 |
| Property Address | 1465 STATE ST, SCHENECTADY, NY 12304-2913 |
| Document Number | 0000038570 |
| Book / Page | 001969 / 000884 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 38570 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 VALE PL SCHENECTADY NY 123083118, SCHENECTADY, NY 12308-3118 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,282.00 (+6.13%) | $114,700 (-) Land $17,200 Building $97,500 | $189,932 (+30.82%) Land $28,482 Building $161,450 |
| 2023 | $114,700 (-) Land $17,200 Building $97,500 | $145,190 (+3.8%) Land $21,772 Building $123,418 | |
| 2022 | $114,700 Land $17,200 Building $97,500 | $139,878 Land $20,976 Building $118,902 | |
| 2021 | $5,919.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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