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1463 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1463 State St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,556 sqft · built 1900
Lot Size0.091 acres (3,990 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jul 2018)
Tax Bill$7,087 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.68-5-58

Property Details

APN / Parcel Number

Primary APN421500 49.68-5-58
Alternative APN
  • 150004906800050580000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Units4 Units
Stories2 Stories
Building Area2,556 sqft Total Area
1st Floor Area1,278 sqft
2nd Floor Area1,278 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,990 sqft (0.091 acres)
Lot Dimensions114 ft deep x 35 ft wide
PorchSlab
Porch Area484 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1463 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2927
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code05 - COMME
Legal Description2 WOOD
Legal SubdivisionRIDGEWOOD TERRACE
Legal Block5
Legal Lot Number58.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1463 STATE ST, SCHENECTADY, NY 12304-2927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 10, 2018Deed, Transfer
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Prior SaleDec 18, 2013 · Amount on Record
Deed Document Number201830006
Deed Book / Page1990 / 995
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1463 STATE ST, SCHENECTADY, NY 12304-2927
Transaction TypeMortgage
Record UpdatedSep 12, 2022
Title CompanyCOVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1463 STATE ST, SCHENECTADY, NY 12304-2927

Mortgage

Document Number0000039042
DateAug 12, 2021
Book Page5130/352
Instrument202139042
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 10, 2018
Property Address1463 STATE ST, SCHENECTADY, NY 12304-2927
Document Number0000030006
Book / Page1990 / 995
Instrument DateJun 28, 2018
Instrument201830006
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 STRATTON ST, 12, SARATOGA SPRINGS, NY 12866-4632

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 LIVINGSTON AVE, ALBANY, NY 12206-3214

Mortgage

Document Number0000030012
DateJul 10, 2018
Instrument201830012
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,087.00 (+6.19%)$130,000 (-) Land $14,600 Building $115,400$215,267 (+30.82%) Land $24,176 Building $191,091
2023$130,000 (-) Land $14,600 Building $115,400$164,557 (+3.8%) Land $18,481 Building $146,076
2022$130,000 Land $14,600 Building $115,400$158,537 Land $17,805 Building $140,732
2021$6,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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