1465 Spyglass Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1465 Spyglass Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,294 sqft · built 2004
Lot Size	0.245 acres (10,690 sqft)
Owner	Company Name on Record
Last Sale	$1,725,000 (Mar 2020)
Tax Bill	$25,082 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-720-05-00`

Property Details

APN / Parcel Number

Primary APN	`254-720-05-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,294 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,690 sqft (0.245 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1465 SPYGLASS CT
City	ENCINITAS
State	CA
Zip	92024-2383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 5 TR 014344
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014344
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Feb 24, 2022	Intrafamily Transfer, Transfer
Sep 15, 2021	Intrafamily Transfer, Transfer
Mar 25, 2020	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	2020153730
Last Transfer Date	Feb 14, 2022
Transfer Doc	0000084159
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383

Mortgage

Document Number	0000215895
Date	Mar 19, 2021
Instrument	2021-0215895

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383

Mortgage

Document Number	0000016357
Date	Jan 12, 2022
Instrument	2022-0016357

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Dec 15, 2061

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2022
Property Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Document Number	0000084159
Map Reference	MAP 14344
Instrument Date	Feb 16, 2022
Instrument	2022-0084159
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Document Number	0000651175
Map Reference	MAP 14344
Instrument Date	Sep 2, 2021
Instrument	2021-0651175
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2020
Property Address	1465 SPYGLASS CT, ENCINITAS, CA 92024-2383
Document Number	0000153730
Instrument Date	Feb 21, 2020
Instrument	153730
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1465 SPYGLASS CT ENCINITAS CA 920242383, ENCINITAS, CA 92024-2383

Mortgage

Document Number	153731
Date	Mar 25, 2020
Instrument	153731

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,924,266 (+2%) Land $1,093,207 Building $831,059
2025	$25,082.00 (+4.39%)	$1,886,536 (+4.04%) Land $1,071,772 Building $814,764
2023	$24,027.00 (+5.79%)	$1,813,281 Land $1,030,154 Building $783,127
2022	$22,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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