1455 Spyglass Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1455 Spyglass Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,543 sqft · built 2004
Lot Size	0.381 acres (16,612 sqft)
Owner	Trust Name on File
Last Sale	$1,123,000 (Feb 2004)
Tax Bill	$22,243 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-720-01-00`

Property Details

APN / Parcel Number

Primary APN	`254-720-01-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,543 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	16,612 sqft (0.381 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1455 SPYGLASS CT
City	ENCINITAS
State	CA
Zip	92024-2383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 1 TR 014344
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014344
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17605

Owner

1455 Spyglass Ct is owner-occupied and held in a trust since April 2010.

Source: San Diego County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1455 SPYGLASS CT, ENCINITAS, CA 92024-2383
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2004 · Amount on File
Deed Sale	Feb 13, 2004 · Amount on File
Deed Document Number	2004115661
Last Transfer Date	Apr 5, 2010
Transfer Doc	0000170033
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2026
Property Address	1455 SPYGLASS CT, ENCINITAS, CA 92024-2383
Document Number	0000294561
Instrument Date	Oct 7, 2026
Instrument	2026294561
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	1455 SPYGLASS CT, ENCINITAS, CA 92024-2383

Mortgage

Document Number	0000294561,
Date	Oct 9, 2026
Instrument	2026294561

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1455 SPYGLASS CT, ENCINITAS, CA 92024-2383
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 SPYGLASS CT, ENCINITAS, CA 92024-2383

Mortgage

Document Number	0000715270
Date	Nov 16, 2020
Instrument	2020-0715270

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1455 Spyglass Ct was $22,243 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,670,727 (+2%) Land $623,589 Building $1,047,138
2025	$22,243.00 Homeowner's exemption	$1,637,968 Land $611,362 Building $1,026,606
2023	$21,629.00 (+6.43%) Homeowner's exemption	$1,574,366 Land $587,623 Building $986,743
2022	$20,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1455 Spyglass Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 Spyglass Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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