Anne Arundel County property record for 1465 Ridgeway, Arnold, MD 21012 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1943 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $552,500 (Jul 2026) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-656-13997200 |
| Primary APN | 03-656-13997200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,750 sqft (0.109 acres) |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 65613997200 |
|---|---|
| Street Address | 1465 RIDGEWAY |
| City | ARNOLD |
| State | MD |
| Zip | 21012-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 908 PINES ON SEVERN |
| Legal Subdivision | PINES ON SEVERN |
| Legal Block | 1 |
| Legal Lot Number | 908 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 730800 |
Source: Anne Arundel County records · APN 03-656-13997200
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed, Transfer · Conventional Mortgage LAKESIDE TITLE |
| Jun 02, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2013 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 42504 / 143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 02, 2026 |
| Property Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Document Number | 4250000143 |
| Book / Page | 42504 / 143 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558,025.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Document Number | 4250000149, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 42504/149 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Document Number | 0368980103 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 36898/103 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1465 RIDGEWAY, ARNOLD, MD 21012-2438 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0332590358 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 33259/358 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 10, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,233.00 (+39.66%) Homeowner's exemption | $378,433 (+9.5%) | $428,100 (+21.07%) Land $297,600 Building $130,500 |
| 2023 | $3,747.00 Homeowner's exemption | $345,600 | $353,600 Land $257,600 Building $96,000 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037308001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 15% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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