Anne Arundel County property record for 1448 Ridgeway, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,905 sqft · built 1935 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2017) |
| Tax Bill | $5,359 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-656-17557400 |
| Primary APN | 03-656-17557400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 65617557400 |
|---|---|
| Street Address | 1448 RIDGEWAY |
| City | ARNOLD |
| State | MD |
| Zip | 21012-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 218 PINES ON SEVERN |
| Legal Subdivision | PINES ON SEVERN |
| Legal Block | 1 |
| Legal Lot Number | 218 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 730800 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| May 9, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 21, 2017 | Grant Deed, Transfer · Conventional with PMI NEW PENN FIN'L LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2017 · Amount on Record |
| Deed Sale | Sep 21, 2017 · Amount on Record |
| Prior Sale | Jul 27, 2012 · Amount on Record |
| Deed Document Number | 201731376-028 |
| Prior Transfer Date | Apr 2, 2009 |
| Prior Transfer Doc | 0208810399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Document Number | 0363690386 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 36369/386 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0331210032 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 33121/032 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Document Number | 0331210009 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1448 RIDGEWAY ARNOLD MD 210122439, ARNOLD, MD 21012-2439 |
| Document Number | 0331210009 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 033121/000009 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 21, 2017 |
| Property Address | 1448 RIDGEWAY, ARNOLD, MD 21012-2439 |
| Document Number | 0313760028 |
| Book / Page | 031376 / 000028 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | QUIET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1448 RIDGEWAY ARNOLD MD 210122439, ARNOLD, MD 21012-2439 |
| Document Number | 313760034 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 031376/000034 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,433 (+10.23%) | $488,700 (+22.7%) Land $301,100 Building $187,600 | |
| 2024 | $5,359.00 (+27.56%) | ||
| 2023 | $4,201.00 Homeowner's exemption | $388,667 | $398,300 Land $261,100 Building $137,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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