St. Clair County property record for 14645 Terry Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,042 sqft · built 1987 |
| Lot Size | 12.5 acres (546,896 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-010-2004-000 |
| Primary APN | 74-09-010-2004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 1,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 546,896 sqft (12.5 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14645 TERRY RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG N 85D 34M 50S E 1121.84' FROM N 1/4 COR, TH N 85D 34M 50S E 280.46', TH S 0D 10M 25S E 2244', TH N 51D 39M 35S W 158', N |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 657200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14645 TERRY RD, BERLIN, MI 48002-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 14645 TERRY RD, BERLIN, MI 48002-1310 |
| Document Number | 0000016601 |
| Book / Page | 5954 / 791 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202616601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14645 TERRY RD, BERLIN, MI 48002-1310 |
| Document Number | 0000016601, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 5954/791 |
| Instrument | 202616601 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,700 (+6.2%) | $455,400 (+6.2%) | |
| 2025 | $4,196.00 (+3.32%) Homeowner's exemption | $214,400 (+18.98%) | |
| 2024 | $4,061.00 (+10.38%) | $428,800 (+18.98%) | |
| 2023 | $180,200 | ||
| 2022 | $3,679.00 | $360,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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