St. Clair County property record for 14757 Terry Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,000 sqft · built 1979 |
| Lot Size | 12.5 acres (547,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jan 2026) |
| Tax Bill | $2,941 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2022 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 74-09-010-2001-000 |
| Primary APN | 74-09-010-2001-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 547,985 sqft (12.5 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14757 TERRY RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 280.46 FT OF THAT PART OF NE 1/4 LYING N OF BELLE RIVER. 12.58 A SEC 10 T6N R13E |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 657200 |
14757 Terry Rd is owned and occupied by two individuals who bought it in January 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 N GLASSFORD ST, CAPAC, MI 48014-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Deed Document Number | 2026569 |
| Deed Book / Page | 5887 / 474 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 0000557436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 9, 2026 |
| Property Address | 14757 TERRY RD, BERLIN, MI 48002-1314 |
| Document Number | 0005887474 |
| Book / Page | 5887 / 474 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2026000569 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13662 SULLIVAN RD, MUSSEY, MI 48014-1515 |
| Name | Verified Name |
|---|---|
| Address | 209 N GLASSFORD ST, CAPAC, MI 48014-3012 |
| Document Number | 2026000570 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026000570 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 27, 2022 |
| Property Address | 14757 TERRY RD, BERLIN, MI 48002-1314 |
| Document Number | 0000557436 |
| Book / Page | 5574 / 36 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022024472 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14757 TERRY RD, 14757, BERLIN, MI 48002-1314 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13662 SULLIVAN RD, MUSSEY, MI 48014-1515 |
The 2025 property tax bill for 14757 Terry Rd was $2,941 with a homeowner's exemption, up 3.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,700 (+5.45%) | $309,400 | |
| 2025 | $2,941.00 (+3.34%) Homeowner's exemption | $146,700 | |
| 2024 | $2,846.00 | $293,400 | |
| 2023 | $124,000 | ||
| 2022 | $2,580.00 | $248,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14757 Terry Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14757 Terry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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