1464 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1464 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.398 acres (17,344 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2024)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`85-421-0108`

Property Details

APN / Parcel Number

Primary APN	`85-421-0108`
Alternative APNs	`85-00421-0108` `43110`

Exterior

Lot Area	17,344 sqft (0.398 acres)

Location & Zoning

Account Number	43110
Street Address	1464 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 1
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE PLAT 2
Legal Block	1
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage RANDALL STATE BANK
Dec 29, 2020	Loan Modification, Mortgage STEARNS BK
Nov 30, 2018	Warranty Deed, Transfer · Commercial Mortgage STEARNS BANK NA
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim
May 1, 2017	Grant Deed, Transfer NOT AVAILABLE
May 1, 2017	Quit Claim Deed, Transfer ARDEN TITLE LLC
Mar 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2024968159
Prior Transfer Date	Jul 17, 2017
Prior Transfer Doc	0000842387
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	Apr 22, 2026
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000996686
Instrument Date	Apr 15, 2026
Instrument	2026996686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500

Mortgage

Document Number	0000996686,
Date	Apr 22, 2026
Instrument	2026996686

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 8, 2024
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000968159
Instrument Date	Mar 22, 2024
Instrument	968159
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500

Mortgage

Document Number	0000968160
Date	Apr 8, 2024
Instrument	968160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	AMK TITLE COMPANY, K2 TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000956119
Date	Apr 27, 2023
Instrument	956119

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 30, 2021
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000918096
Instrument Date	Apr 23, 2021
Instrument	918096
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500

Mortgage

Document Number	0000918097
Date	Apr 30, 2021
Instrument	918097

Lender

Name	RANDALL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000909037
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20856 COUNTY ROAD 17 ALBANY MN 563079344, ALBANY, MN 56307-9344

Mortgage

Document Number	0000909037
Date	Jan 4, 2021
Instrument	909037

Lender

Name	STEARNS BK
Type	Bank
Address	ALBANY, MN 56307

Agreement

Term	12 Months
Due	Jan 3, 2022

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 30, 2018
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000865578
Instrument Date	Nov 26, 2018
Instrument	865578
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 732, ALBANY, MN 56307-0732

Mortgage

Document Number	0000865579
Date	Nov 30, 2018
Instrument	865579

Lender

Name	STEARNS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 25, 2017
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000842387
Instrument Date	Jul 17, 2017
Instrument	842387
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29295 BIRCH HAVEN RD FREEPORT MN 563319636, FREEPORT, MN 56331-9636

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 1, 2017
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000837798
Instrument Date	May 1, 2017
Instrument	837798
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$401.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 1, 2017
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000837799
Instrument Date	Apr 26, 2017
Instrument	837799
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$410.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 E BROADWAY LITTLE FALLS MN 563453038, LITTLE FALLS, MN 56345-3038

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 29, 2017
Property Address	1464 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000836325
Instrument Date	Mar 29, 2017
Instrument	836325
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount Recorded
Tax	$386.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1464 25TH ST SE ST CLOUD MN 563049500, ST CLOUD, MN 56304-9500

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,100 (-) Land $70,000 Building $193,100	$263,100 (-) Land $70,000 Building $193,100
2025	$3,548.00 (+44.93%)	$263,100 (+13.7%) Land $70,000 Building $193,100	$263,100 (+13.7%) Land $70,000 Building $193,100
2023	$2,448.00	$231,400 Land $40,000 Building $191,400
2021			$231,400 Land $40,000 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 25th St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures