1455 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1455 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.427 acres (18,622 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2025)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2025 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`85-421-0235`

Property Details

APN / Parcel Number

Primary APN	`85-421-0235`
Alternative APNs	`85-00421-0235` `43127`

Exterior

Lot Area	18,622 sqft (0.427 acres)

Location & Zoning

Account Number	43127
Street Address	1455 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 2
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE PLAT 2
Legal Block	2
Legal Lot Number	7
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	31500

Owner

1455 25th St SE is owned and occupied by two individuals who bought it in November 2025.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVISION CAPITAL INC
Jul 29, 2025	Quit Claim Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW
Nov 30, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage FRANDSEN BANK & TRUST
Nov 30, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage FRANDSEN BANK & TRUST
Apr 20, 2023	Sheriff's Deed, Foreclosure
Feb 7, 2023	Sheriff's Deed, Foreclosure
Oct 11, 2022	Intrafamily Transfer, Transfer RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL
Feb 9, 2017	Grant Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jul 29, 2025 · Amount on File
Deed Document Number	2025991118
Prior Transfer Date	Jul 22, 2025
Prior Transfer Doc	0000985961
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 26, 2025
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000991118
Instrument Date	Nov 7, 2025
Instrument	991118
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500

Mortgage

Document Number	0000991119
Date	Nov 26, 2025
Instrument	991119

Lender

Name	ENVISION CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 29, 2025
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000985961
Instrument Date	Jul 22, 2025
Instrument	985961
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$44.55
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 75TH ST NE, RICE, MN 56367-9676

November 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 30, 2023
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000964370
Instrument Date	Nov 21, 2023
Instrument	964370
Transaction Type	Construction Loan
Record Updated	Dec 13, 2023
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 129, SARTELL, MN 56377-0129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000964371
Date	Nov 30, 2023
Instrument	964371

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate

November 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 30, 2023
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000964370
Instrument Date	Nov 21, 2023
Instrument	964370
Transaction Type	Construction Loan
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, QUALITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 129, SARTELL, MN 56377-0129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000964371
Date	Nov 30, 2023
Instrument	964371

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 20, 2023
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000955880
Instrument Date	Apr 11, 2023
Instrument	955880
Transaction Type	Foreclosure
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 7, 2023
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000953592
Instrument Date	Feb 7, 2023
Instrument	953592
Transaction Type	Foreclosure
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2146
Investor	Possibly a Property Investor

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Oct 11, 2022
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000949444
Instrument Date	Oct 11, 2022
Instrument	949444
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 9, 2017
Property Address	1455 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000834276
Instrument Date	Feb 3, 2017
Instrument	834276
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 25TH ST SE ST CLOUD MN 563049500, ST CLOUD, MN 56304-9500

Mortgage

Document Number	834277
Date	Feb 9, 2017
Instrument	834277

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1455 25th St SE was $3,936.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,700 (+19.2%) Land $70,000 Building $272,700	$342,700 (+19.2%) Land $70,000 Building $272,700
2025	$3,936.00	$287,500 Land $70,000 Building $217,500	$287,500 Land $70,000 Building $217,500
2023	$1,580.00	$283,200 Land $40,000 Building $243,200
2021			$283,200 Land $40,000 Building $243,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1455 25th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 25th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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