14632 Moose Lake Rd, Ely, MN 55731 Property Records

Lake County property record for 14632 Moose Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 0.75 ba · 472 sqft · built 1982
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$230,500 (May 2026)
Tax Bill	$1,435 (2026)
Deeds & Mortgages	May 2026 Sale Jun 2020 Refinance + 1 more
APN	`28-6453-32210`

Property Details

APN / Parcel Number

Primary APN	`28-6453-32210`

Interior

Bedrooms	1 Bed
Full Baths	0.75 Baths
Stories	1 Story
Building Area	472 sqft Gross Area
1st Floor Area	296 sqft
Utility Area	96 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	45,738 sqft (1.05 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	14632 MOOSE LAKE RD
City	ELY
State	MN
Zip	55731-8288
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 21
Legal Range	09W
Legal Township	64N
Legal Section	32
Legal Lot Number	21
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1067
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 1ST ST N, FARGO, ND 58102-3727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN B&T
Jun 27, 2018	Warranty Deed, Transfer FRANDSEN B&T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	20261881018
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	May 18, 2026
Property Address	14632 MOOSE LAKE RD, ELY, MN 55731-8288
Document Number	0001881018
Instrument Date	May 18, 2026
Instrument	20261881018
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 1ST ST N, FARGO, ND 58102-3727

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	14632 MOOSE LAKE RD, ELY, MN 55731-8288
Transaction Type	Mortgage
Record Updated	Jun 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000046665
Date	Jun 1, 2020
Instrument	T000046665

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 27, 2018
Property Address	14632 MOOSE LAKE RD, ELY, MN 55731-8288
Document Number	T000044990
Instrument Date	Jun 22, 2018
Instrument	T000044990
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 WICKLOW PL, OWATONNA, MN 55060-1301

Mortgage

Document Number	T000044991
Date	Jun 27, 2018
Instrument	T000044991

Lender

Name	FRANDSEN B&T

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,435.00 (+1.34%)	$215,100 (-2.63%) Land $84,300 Building $130,800	$215,100 (-2.63%) Land $84,300 Building $130,800
2025	$1,416.00	$220,900 (+15.11%) Land $76,200 Building $144,700	$220,900 (+15.11%) Land $76,200 Building $144,700
2023		$191,900 Land $66,000 Building $125,900	$191,900 Land $66,000 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 93% of Minnesota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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