14615 Moose Lake Rd, Ely, MN 55731 Property Records

Lake County property record for 14615 Moose Lake Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,412 sqft · built 1970
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2022)
Tax Bill	$4,057 (2026)
Deeds & Mortgages	Aug 2021 Refinance Nov 2022 Sale & Mortgage + 1 more
APN	`28-6453-32040`

Property Details

APN / Parcel Number

Primary APN	`28-6453-32040`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,412 sqft Gross Area
1st Floor Area	2,172 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	417,740 sqft (9.59 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Deck Area	104 sqft
Sauna	Sauna
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	14615 MOOSE LAKE RD
City	ELY
State	MN
Zip	55731-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4-7
Legal Range	09W
Legal Township	64N
Legal Section	32
Legal Subdivision	PADDLEAX CABIN SITES PLAT
Legal Lot Number	4-7
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1001
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4133 GLADSTONE LN, CHARLOTTE, NC 28205-4431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK
Nov 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANDSEN B&T
Sep 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	20221493977
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0000036426
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	14615 MOOSE LAKE RD, ELY, MN 55731-8288
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T058/50
Date	Aug 20, 2021
Book Page	T058/50
Instrument	T000048169

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 30, 2022
Property Address	14615 MOOSE LAKE RD, ELY, MN 55731-8288
Document Number	00T071/164
Book / Page	T071 / 164
Instrument Date	Nov 14, 2022
Instrument	T000049362
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 GLADSTONE LN, CHARLOTTE, NC 28205-4431

Mortgage

Document Number	T000049363
Date	Nov 30, 2022
Instrument	T000049363

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.33%
Max Rate At Change	3.1%
Index	3-Year CMT

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Sep 14, 2021
Property Address	14615 MOOSE LAKE RD, ELY, MN 55731-8288
Document Number	000T058/50
Book / Page	T058 / 50
Instrument Date	Sep 8, 2021
Instrument	T000048234
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,057.00 (+42.35%)	$636,500 (+7.83%) Land $162,000 Building $474,500	$636,500 (+7.83%) Land $162,000 Building $474,500
2025	$2,850.00	$590,300 (+49.9%) Land $143,600 Building $446,700	$590,300 (+49.9%) Land $143,600 Building $446,700
2023		$393,800 Land $132,400 Building $261,400	$393,800 Land $132,400 Building $261,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Minnesota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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