1463 Oakcrest Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1463 Oakcrest Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,358 sqft · built 1980
Lot Size	0.246 acres (10,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Mar 2022)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-21-101-039`

Property Details

APN / Parcel Number

Primary APN	`8913-21-101-039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	532 sqft
Attic	Attic
Attic Area	186 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	10,720 sqft (0.246 acres)
Lot Dimensions	134 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Porch Area	552 sqft
Deck Area	690 sqft
Patio Area	1,987 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1463 OAKCREST DR
City	WATERLOO
State	IA
Zip	50701-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND KNOLLS ADDITION LOT 18
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	WOODLAND KNOLLS ADDITION
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3014
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1463 OAKCREST DR, WATERLOO, IA 50701-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	202217582
Prior Transfer Date	Mar 2, 2005
Prior Transfer Doc	2005022731
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 23, 2026
Property Address	1463 OAKCREST DR, WATERLOO, IA 50701-1750
Document Number	0000011095
Instrument Date	Jul 17, 2026
Instrument	202611095
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 OAKCREST DR, WATERLOO, IA 50701-1750

Mortgage

Document Number	0000011095,
Date	Jul 23, 2026
Instrument	202611095

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 4, 2022
Property Address	1463 OAKCREST DR, WATERLOO, IA 50701-1750
Document Number	202200017582
Instrument Date	Aug 26, 2021
Instrument	202200017582
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1463 OAKCREST DR, WATERLOO, IA 50701-1750

Mortgage

Document Number	202200017583
Date	Mar 4, 2022
Instrument	202200017583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,780.00 (+5.71%) Homeowner's exemption	$245,100 (+12.1%) Land $27,720 Building $217,380	$245,100 (+12.1%) Land $27,720 Building $217,380
2024	$4,522.00 (+17.58%)
2023		$218,640 (+18.85%) Land $27,720 Building $190,920	$218,640 (+18.85%) Land $27,720 Building $190,920
2022	$3,846.00 Homeowner's exemption	$183,970 Land $27,720 Building $156,250
2021			$183,970 Land $27,720 Building $156,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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