1441 Oakcrest Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1441 Oakcrest Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,826 sqft · built 1982
Lot Size	0.389 acres (16,936 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2022)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-21-101-042`

Property Details

APN / Parcel Number

Primary APN	`8913-21-101-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	913 sqft
Finished Basement	975 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,936 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1441 OAKCREST DR
City	WATERLOO
State	IA
Zip	50701-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND KNOLLS ADDITION LOT 15
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	WOODLAND KNOLLS ADDITION
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3014
Census Tract	1503

Owner

1441 Oakcrest Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1441 OAKCREST DR, WATERLOO, IA 50701-1750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Dec 9, 2021	Legal Action/Court Order, Foreclosure · FHA Mortgage PREMIER LENDING ALLIANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Document Number	202212173
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1441 OAKCREST DR, WATERLOO, IA 50701-1750
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400005804
Date	Nov 1, 2023
Instrument	202400005804

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 9, 2021
Property Address	1441 OAKCREST DR, WATERLOO, IA 50701-1750
Document Number	202200012173
Instrument Date	Dec 6, 2021
Instrument	202200012173
Transaction Type	Foreclosure
Record Updated	Dec 24, 2021
Title Company	MIDWEST COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1441 OAKCREST DR, WATERLOO, IA 50701-1750

Mortgage

Document Number	202200012174
Date	Dec 9, 2021
Instrument	202200012174

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1441 Oakcrest Dr was $6,442 with a homeowner's exemption, up 4.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,442.00 (+4.75%) Homeowner's exemption	$326,550 Land $31,610 Building $294,940	$326,550 Land $31,610 Building $294,940
2024	$6,150.00
2023		$293,730 (+22.03%) Land $31,610 Building $262,120	$293,730 Land $31,610 Building $262,120
2022	$5,092.00 Homeowner's exemption	$240,700 Land $31,610 Building $209,090
2021			$240,700 Land $31,610 Building $209,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1441 Oakcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1441 Oakcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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