1463 Howard St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 1463 Howard St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1971
Lot Size	0.219 acres (9,535 sqft)
Owner	Individual Name on File
Tax Bill	$3,002 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.612.0130`

Property Details

APN / Parcel Number

Primary APN	`19.612.0130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,535 sqft (0.219 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1463 HOWARD ST
City	SAINT PETER
State	MN
Zip	56082-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 2 LOT 6 SUBDIVISIONCD 19612 SUBDIVISIONNAME LAMPERT HEIGHTS SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	LAMPERT HEIGHTS SUBD
Legal Block	2
Legal Lot Number	6
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1012
Census Tract	480300

Owner

1463 Howard St is owned and occupied by an individual.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1463 HOWARD ST, SAINT PETER, MN 56082-1120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	1463 HOWARD ST, SAINT PETER, MN 56082-1120
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073291
Date	Dec 8, 2025
Instrument	73291

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	1463 HOWARD ST, SAINT PETER, MN 56082-1120
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68189
Date	Jul 20, 2021
Instrument	68189

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	1463 HOWARD ST, SAINT PETER, MN 56082-1120
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61929
Date	Jun 28, 2017
Instrument	61929

Lender

Name	PHH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1463 Howard St was $3,002 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,002.00 Homeowner's exemption	$217,800 Land $47,700 Building $170,100	$217,800 Land $47,700 Building $170,100
2025	$3,002.00
2023	$2,564.00 Homeowner's exemption	$208,900 Land $47,700 Building $161,200	$208,900 Land $47,700 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1463 Howard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1463 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Metronet, T-Mobile, Verizon.

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