1444 Howard St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 1444 Howard St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1972
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2026)
Tax Bill	$3,690 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.612.0060`

Property Details

APN / Parcel Number

Primary APN	`19.612.0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	988 sqft
Finished Basement	592 sqft
Unfinished Basement	396 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1444 HOWARD ST
City	SAINT PETER
State	MN
Zip	56082-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 6 SUBDIVISIONCD 19612 SUBDIVISIONNAME LAMPERT HEIGHTS SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	LAMPERT HEIGHTS SUBD
Legal Block	1
Legal Lot Number	6
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1013
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1444 HOWARD ST, SAINT PETER, MN 56082-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	202673438
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Feb 3, 2026
Property Address	1444 HOWARD ST, SAINT PETER, MN 56082-1121
Document Number	0000073438
Instrument Date	Feb 2, 2026
Instrument	73438
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1444 HOWARD ST, SAINT PETER, MN 56082-1121

Mortgage

Document Number	0000073439
Date	Feb 3, 2026
Instrument	73439

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	1444 HOWARD ST, SAINT PETER, MN 56082-1121
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	THE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070752
Date	Jul 21, 2023
Instrument	70752

Lender

Name	PROVIDENT FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	1444 HOWARD ST, SAINT PETER, MN 56082-1121
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070724
Date	Jul 14, 2023
Instrument	70724

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	3 Years
Min Rate At Change	5.5%
Max Rate At Change	14.1%
Index	3-Year CMT
Max Rate	18%

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,690.00 Homeowner's exemption	$254,200 (-1.09%) Land $41,400 Building $212,800	$254,200 (-1.09%) Land $41,400 Building $212,800
2025	$3,690.00 (+3.83%) Homeowner's exemption	$257,000 (+6.15%) Land $41,400 Building $215,600	$257,000 (+6.15%) Land $41,400 Building $215,600
2024	$3,554.00 (+17.6%)
2023	$3,022.00 Homeowner's exemption	$242,100 Land $41,400 Building $200,700	$242,100 Land $41,400 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Metronet, T-Mobile, Verizon.

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