1463 Carolina Dr, Tryon, NC 28782 Property Records

Polk County property record for 1463 Carolina Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1950
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2025)
Tax Bill	$2,419 (2026)
Deeds & Mortgages	Dec 2025 Sale Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P37-29`

Property Details

APN / Parcel Number

Primary APN	`P37-29`
Alternative APN	`35746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,777 sqft Finished Area
Basement Area	510 sqft
Finished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35746
Street Address	1463 CAROLINA DR
City	TRYON
State	NC
Zip	28782-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	236, PLAT: CARD FILE C-512, 0G07H G-WOODS THOUSAND PINES
Legal Subdivision	G-WOODS THOUSAND PINES
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1018
Census Tract	920304

Owner

1463 Carolina Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Oct 5, 2021	Warranty Deed, Transfer
Sep 29, 2021	Warranty Deed, Transfer
Feb 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Jan 20, 2023 · Amount on File
Deed Book / Page	496 / 1636
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 29, 2025
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	00496/1636
Book / Page	496 / 1636
Map Reference	FILE C PG 512
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 LYNCOURT DR, TRYON, NC 28782-3380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 CAROLINA DR, TRYON, NC 28782-3510

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 20, 2023
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	00475/1468
Book / Page	475 / 1468
Map Reference	FILE C PG 512
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BOULDER LN, BLOWING ROCK, NC 28605-9868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 CAROLINA DR, TRYON, NC 28782-3510

Mortgage

Document Number	0004751471
Date	Jan 20, 2023
Instrument	475/1471

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 5, 2021
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	463/2022
Book / Page	463 / 2022
Map Reference	FILE C PG 512
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 N MAIN ST, 239, HENDERSONVILLE, NC 28792-5072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 CAROLINA DR, TRYON, NC 28782-3510

Mortgage

Document Number	4632025
Date	Oct 5, 2021
Instrument	463/2025

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 5, 2021
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	463/2019
Book / Page	463 / 2019
Map Reference	FILE C PG 512
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 HENDERSON ST, 424, SALUDA, NC 28773-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 N MAIN ST, HENDERSONVLLE, NC 28792-5072

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 29, 2021
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	463/1667
Book / Page	463 / 1667
Map Reference	FILE C PG 512
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1463 CAROLINA DRIVE, 1463, SALUDA, NC 28773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 HENDERSON ST, SALUDA, NC 28773-9763

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 2, 2021
Property Address	1463 CAROLINA DR, TRYON, NC 28782-3510
Document Number	000456/431
Book / Page	456 / 431
Map Reference	CARD C PG 512
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8550 ARISTA PL APT 216, 8550, BROOMFIELD, CO 80021-4176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 CAROLINA DR, TRYON, NC 28782-3510

Tax Assessment & Valuation

The 2026 property tax bill for 1463 Carolina Dr was $2,419, down 2.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,419.00 (-2.06%)	$412,324 (-5.41%) Land $57,200 Building $355,124	$412,324 (-5.41%) Land $57,200 Building $355,124
2025	$2,470.00	$435,910 Land $57,850 Building $378,060	$435,910 Land $57,850 Building $378,060
2023	$1,921.00	$277,951 Land $32,040 Building $245,911
2021			$277,951 Land $32,040 Building $245,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1463 Carolina Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1463 Carolina Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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