1375 Carolina Dr, Tryon, NC 28782 Property Records

Polk County property record for 1375 Carolina Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,042 sqft · built 1940
Lot Size	4.33 acres (188,615 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (Mar 2021)
Tax Bill	$3,220 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T17-B9`

Property Details

APN / Parcel Number

Primary APN	`T17-B9`
Alternative APN	`36270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	3,042 sqft Finished Area
Basement Area	1,322 sqft
Finished Basement	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Slate
Lot Area	188,615 sqft (4.33 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	36270
Street Address	1375 CAROLINA DR
City	TRYON
State	NC
Zip	28782-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOTS #92 & #89 GILLETTE, WOODS, 0G07H G-WOODS THOUSAND PINES
Legal Subdivision	G-WOODS THOUSAND PINES
Legal Lot Number	92
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1018
Census Tract	920304

Owner

1375 Carolina Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1375 CAROLINA DR, TRYON, NC 28782-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Jun 6, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Nov 29, 2007 · Amount on File
Deed Book / Page	457 / 975
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 12, 2021
Property Address	1375 CAROLINA DR, TRYON, NC 28782-3513
Document Number	457/975
Book / Page	457 / 975
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8438, GREENVILLE, SC 29604-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2479 SW 13TH ST, MIAMI, FL 33145-1210

Mortgage

Document Number	457979
Date	Mar 12, 2021
Instrument	457/979

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1375 CAROLINA DR, TRYON, NC 28782-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000002074
Date	Jun 6, 2018
Book Page	0000000433/0000002074

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	ARM
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jun 1, 2023
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 1375 Carolina Dr was $3,220, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,220.00 (+3.54%)	$548,959 (-) Land $137,460 Building $411,499	$548,959 (-) Land $137,460 Building $411,499
2025	$3,110.00	$548,959 Land $137,460 Building $411,499	$548,959 Land $137,460 Building $411,499
2023	$2,359.00	$341,246 Land $93,960 Building $247,286
2021			$341,246 Land $93,960 Building $247,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1375 Carolina Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1375 Carolina Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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