Schenectady County and Schenectady City property record for 1461 Garner Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1932 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (May 2020) |
| Tax Bill | $7,150 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.63-1-18 |
| Primary APN | 421500 40.63-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 704 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,800 sqft (0.133 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1461 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1461 GARNER AVE, SCHENECTADY, NY 12309-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Dec 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Deed Document Number | 202013058 |
| Deed Book / Page | 2034 / 43 |
| Prior Transfer Date | Jan 22, 2018 |
| Prior Transfer Doc | 0000054808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2020 |
| Property Address | 1461 GARNER AVE, SCHENECTADY, NY 12309-5201 |
| Document Number | 0000013058 |
| Book / Page | 002034 / 000043 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 13058 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2686 VALENTINE AVE #5A BRONX NY 104583916, 5A, BRONX, NY 10458-3916 |
| Document Number | 13059 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 004985/000402 |
| Instrument | 13059 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 14, 2018 |
| Property Address | 1461 GARNER AVE, SCHENECTADY, NY 12309-5201 |
| Document Number | 0000054808 |
| Book / Page | 002001 / 000911 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 54808 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1461 GARNER AVE SCHENECTADY NY 123095201, SCHENECTADY, NY 12309-5201 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,150.00 (+1.81%) | ||
| 2025 | $7,023.00 (+4.06%) | $144,800 (-) Land $21,700 Building $123,100 | $239,775 (+30.82%) Land $35,933 Building $203,842 |
| 2023 | $144,800 (-) Land $21,700 Building $123,100 | $183,291 (+3.8%) Land $27,468 Building $155,823 | |
| 2022 | $144,800 Land $21,700 Building $123,100 | $176,585 Land $26,463 Building $150,122 | |
| 2021 | $6,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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