1452 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1452 Garner Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,331 sqft · built 1925
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Aug 1996)
Tax Bill	$5,575 (2021)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.63-2-5`

Property Details

APN / Parcel Number

Primary APN	`421500 40.63-2-5`
Alternative APNs	`150004006300020050000000` `NISK`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,331 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	197 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	NISK
Street Address	1452 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X WOOD AND GARAGE
Legal Subdivision	BOULEVARD HOME SITE COMPANY
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	20500

Owner

1452 Garner Ave is owned and occupied by an individual who acquired it in November 2015.

Source: Schenectady County and Schenectady City records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1452 GARNER AVE, SCHENECTADY, NY 12309-5202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 1996 · Amount on File
Deed Sale	Aug 22, 1996 · Amount on File
Deed Book / Page	1504 / 48
Last Transfer Date	Nov 4, 2015
Transfer Doc	1925000765
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1452 GARNER AVE, SCHENECTADY, NY 12309-5202
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 GARNER AVE, NISKAYUNA, NY 12309-5202

Mortgage

Document Number	0000044783
Date	Aug 23, 2022
Book Page	5250/349
Instrument	202244783

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,900 Land $19,600 Building $111,300	$216,758 Land $32,456 Building $184,302
2023		$130,900 (-) Land $19,600 Building $111,300	$165,696 (+3.8%) Land $24,810 Building $140,886
2022		$130,900 Land $19,600 Building $111,300	$159,634 Land $23,902 Building $135,732
2021	$5,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1452 Garner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1452 Garner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20