14600 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14600 Cherry Ln, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1980
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (May 2018)
Tax Bill	$2,856 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-012268`

Property Details

APN / Parcel Number

Primary APN	`07-012268`
Alternative APNs	`7012268` `012268`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Deck Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012268
Street Address	14600 CHERRY LN
City	RIDGELY
State	MD
Zip	21660-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.789 AC L-45 SEC A CHERRY LANE LYN WOODS SUB
Legal Subdivision	CHERRY LANE LYN WOODS SUB
Legal Lot Number	45
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1001
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14600 CHERRY LN, RIDGELY, MD 21660-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 21, 2018	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Book / Page	1310 / 467
Prior Transfer Date	Sep 1, 2016
Prior Transfer Doc	0012250128
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14600 CHERRY LN, RIDGELY, MD 21660-1405
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014420176
Date	Oct 2, 2020
Book Page	1442/176

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 21, 2018
Property Address	14600 CHERRY LN, RIDGELY, MD 21660-1405
Document Number	0013100467
Book / Page	1310 / 467
Map Reference	MB206 PG675
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14600 CHERRY LN, RIDGELY, MD 21660-1405
Investor	Possibly a Property Investor

Mortgage

Document Number	0001310472
Date	May 21, 2018
Instrument	1310/472

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,856.00 (+3.07%) Homeowner's exemption	$334,767 (+4.96%)	$350,600 (-) Land $97,400 Building $253,200
2025	$2,771.00 (+13.47%) Homeowner's exemption	$318,933 (+12.71%)	$350,600 (+15.67%) Land $97,400 Building $253,200
2023	$2,442.00 Homeowner's exemption	$282,967	$303,100 Land $97,400 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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