Caroline County property record for 14540 Cherry Ln, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,710 sqft · built 1979 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,426 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-012527 |
| Primary APN | 07-012527 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,710 sqft Total Area |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 165,092 sqft (3.79 acres) |
| Garage Type | Built-in |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 012527 |
|---|---|
| Street Address | 14540 CHERRY LN |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 3.796 AC L-42 SEC A CHERRY LANE LYN WOODS SUB |
| Legal Subdivision | CHERRY LANE LYN WOODS SUB |
| Legal Lot Number | 42 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14540 CHERRY LN, RIDGELY, MD 21660-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2009 |
| Deed Sale | Feb 26, 2009 |
| Prior Sale | May 19, 2004 · Amount on Record |
| Deed Document Number | 200990110 |
| Deed Book / Page | 846 / 163 |
| Prior Transfer Date | Feb 23, 2009 |
| Prior Transfer Doc | 0008460163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14540 CHERRY LN, RIDGELY, MD 21660-1403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014760301 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 1476/301 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,426.00 (+3.23%) | $602,933 (+6.8%) | $641,300 (-) Land $104,500 Building $536,800 |
| 2025 | $6,225.00 (+15.21%) | $564,567 (+14.1%) | $641,300 (+21.87%) Land $104,500 Building $536,800 |
| 2023 | $5,403.00 | $494,800 | $526,200 Land $104,500 Building $421,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Choptank Fiber.
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