1460 Red Cedar Ln, Spencer, IN 47460 Property Records

Owen County property record for 1460 Red Cedar Ln, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,664 sqft · built 1996
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2023)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-07-200-110.080-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-07-200-110.080-016`
Alternative APN	`00000984337`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000984337
Street Address	1460 RED CEDAR LN
City	SPENCER
State	IN
Zip	47460-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW S7 T9 R3 .73A AKA EAST RIDGE ACRES SD LOT 8
Legal Range	3
Legal Township	9
Legal Section	7
Legal Subdivision	EAST RIDGE ACRES SUBDIVISION
Legal Lot Number	8
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	955900

Owner

Source: Owen County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Apr 9, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	2023233014
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	May 17, 2023
Property Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149
Document Number	0000233014
Instrument Date	May 12, 2023
Instrument	233014
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149

Mortgage

Document Number	0000233015
Date	May 17, 2023
Instrument	233015

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 9, 2020
Property Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149
Document Number	0000220003
Map Reference	DOC149278MB3PG108
Instrument Date	Apr 2, 2020
Instrument	220003
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW & TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149

Mortgage

Document Number	0000220004
Date	Apr 9, 2020
Instrument	220004

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Apr 9, 2020
Property Address	1460 RED CEDAR LN, SPENCER, IN 47460-5149
Document Number	0000220002
Map Reference	DOC149278MB3PG108
Instrument Date	Apr 1, 2020
Instrument	220002
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3737 POTTERSVILLE RD, SPENCER, IN 47460-5139

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (-9.01%) Homeowner's exemption	$231,700 (+15.79%) Land $28,000 Building $203,700	$231,700 (+15.79%) Land $28,000 Building $203,700
2024	$1,410.00 (+6.66%)
2023	$1,322.00 (-8%)	$200,100 (+4.22%) Land $23,400 Building $176,700	$200,100 (+4.22%) Land $23,400 Building $176,700
2022	$1,437.00	$192,000 Land $23,400 Building $168,600	$192,000 Land $23,400 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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