Owen County property record for 1433 Red Cedar Ln, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,814 sqft · built 1997 |
| Lot Size | 1.05 acres (46,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,900 (Apr 2005) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-07-200-110.070-016 |
| Primary APN | 60-17-07-200-110.070-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,814 sqft Living Area |
| 1st Floor Area | 1,814 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 46,130 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000984204 |
|---|---|
| Street Address | 1433 RED CEDAR LN |
| City | SPENCER |
| State | IN |
| Zip | 47460-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW S7 T9 R3 1.059A AKA EAST RIDGE ACRES SD LOT 7 |
| Legal Range | 3 |
| Legal Township | 9 |
| Legal Section | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 955900 |
1433 Red Cedar Ln is owned and occupied by an individual who bought it in April 2005.
Source: Owen County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1433 RED CEDAR LN, SPENCER, IN 47460-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2005 · Amount on File |
| Deed Sale | Apr 18, 2005 · Amount on File |
| Deed Document Number | 2005160721 |
| Deed Book / Page | 219 / 181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jun 12, 2026 |
| Property Address | 1433 RED CEDAR LN, SPENCER, IN 47460-5149 |
| Document Number | 0000243938 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026243938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1433 RED CEDAR LN, SPENCER, IN 47460-5149 |
| Document Number | 0000243938, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026243938 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1433 Red Cedar Ln was $1,373 with a homeowner's exemption, down 10.8% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,373.00 (-10.79%) Homeowner's exemption | $244,200 Land $30,500 Building $213,700 | $244,200 Land $30,500 Building $213,700 |
| 2024 | $1,539.00 (+6.58%) | ||
| 2023 | $1,444.00 (-7.55%) | $214,000 Land $25,600 Building $188,400 | $214,000 Land $25,600 Building $188,400 |
| 2022 | $1,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1433 Red Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1433 Red Cedar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Xfinity.
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