1460 Bell Rd, Otto, NC 28763 Property Records

Macon County property record for 1460 Bell Rd, Otto, NC 28763 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1989
Square Footage1,056 sqft Heated Area
Lot Size49,223 sqft (1.13 acres)
Last Sale$95,000 (2018)
Tax Bill$706.00 (2025)

Property Details

APN / Parcel Number

Primary APN6581249037
Alternative APNs
  • 0743649
  • 143265

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,056 sqft Heated Area
1st Floor1,056 sqft 1st Floor
Basement Area816 sqft Basement
Unfinished Basement816 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1989
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area49,223 sqft (1.13 acres)

Exterior Amenities

Deck Area224 sqft Deck
Patio Area410 sqft Patio
Porch Area144 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number143265
Street Address1460 BELL RD
CityOTTO
StateNC
Zip28763-9026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 SOCO SPRINGS
Legal SubdivisionSOCO SPRINGS
Legal Lot Number1
JurisdictionMACON NC
Minor Civil DivisionSMITHBRIDGE
Census Blockgroup4
Census Block4028
Census Tract970700

Owner

Source: Macon County records · APN 6581249037

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address366 SKEENAH RD, FRANKLIN, NC 28734-4418
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Sep 21, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Prior SaleSep 18, 2003 · Amount on Record
Deed Doc Number20186552
Deed Book / Page38 / 230
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address1460 BELL RD, OTTO, NC 28763-9026
Transaction TypeMortgage
Record UpdatedSep 01, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberE41/434
DateAug 19, 2021
Book PageE-41/434
Instrument2021007869
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 21, 2018
Property Address1460 BELL RD, OTTO, NC 28763-9026
Document NumberV38/0230
Book / PageV-38 / 0230
Instrument DateSep 17, 2018
Instrument2018006552
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address297 GARNET RD, 297, SYLVA, NC 28779-7278

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1460 BELL RD, FRANKLIN, NC 28734

Mortgage

Document Number2018006553
DateSep 21, 2018
Instrument2018006553
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$173,010 (+1.6%) Land $64,810 Building $108,200$173,010 (+1.6%) Land $64,810 Building $108,200
2025$706.00 (+3.07%)
2023$685.00$170,290 Land $64,810 Building $105,480$170,290 Land $64,810 Building $105,480

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