Macon County property record for 1181 Bell Rd, Otto, NC 28763 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,561 sqft · built 1900 |
| Lot Size | 71.1 acres (3,100,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2020) |
| Tax Bill | $303 (2025) |
| Deeds & Mortgages | Sep 2020 Sale May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6581067182 |
| Primary APN | 6581067182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,561 sqft Heated Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 345 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,100,601 sqft (71.1 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 501 sqft |
| Canopy | 480 sqft |
| Sewer | Septic |
|---|
| Account Number | 147643 |
|---|---|
| Street Address | 1181 BELL RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1121 SPLIT PROP PC 10855 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970700 |
Source: Macon County records · APN 6581067182
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1181 BELL RD, OTTO, NC 28763-9024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Warranty Deed, Transfer |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 20206582 |
| Deed Book / Page | 40 / 1394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 11, 2020 |
| Property Address | 1181 BELL RD, OTTO, NC 28763-9024 |
| Document Number | E40/1394 |
| Book / Page | E-40 / 1394 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020006582 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1181 BELL RD, OTTO, NC 28763-9024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 26, 2020 |
| Property Address | 1181 BELL RD, OTTO, NC 28763-9024 |
| Document Number | 00X39/2061 |
| Book / Page | X-39 / 2061 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020003299 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1169 BELL RD, OTTO, NC 28763-9024 |
| Document Number | 2020003300 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020003300 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,190 (+2.34%) Land $249,280 Building $4,910 | $254,190 (+2.34%) Land $249,280 Building $4,910 | |
| 2025 | $303.00 (-68.5%) | ||
| 2023 | $962.00 | $248,380 Land $247,070 Building $1,310 | $248,380 Land $247,070 Building $1,310 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139707004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force 14 of 20 on primary residences |
| Nearby Flood Claims | 8 (2009–2015) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Dec 2015, river or lake flooding |
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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