146 Willow St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 146 Willow St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,568 sqft Living Area
Lot Size	10,001 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$687,000 (2022)
Tax Bill	$7,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:020.0-0000-0216.0`
Alternative APNs	`M:020.0=0000=0216.0` `810000000150` `810000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,568 sqft Living Area
Gross Area	2,144 sqft Gross Area
Basement Area	960 sqft Basement
Unfinished Basement	576 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,001 sqft (0.23 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	810000000150
Street Address	146 WILLOW ST
City	READING
State	MA
Zip	01867-1550
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	4
Census Block	4002
Census Tract	334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0216.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 WILLOW ST, READING, MA 01867-1550
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2022 · Amount on Record
Deed Sale	Jul 08, 2022 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Doc Number	2022104588
Deed Book / Page	80407 / 253
Record Refreshed	Sep 20, 2026

July 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	READING MA
Recording Date	Jul 08, 2022
Property Address	146 WILLOW ST, READING, MA 01867-1550
Document Number	080407-253
Book / Page	80407 / 253
Instrument Date	Jul 08, 2022
Instrument	104588
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	146 WILLOW ST, READING, MA 01867-1550

Mortgage

Document Number	0000104589
Date	Jul 08, 2022
Instrument	104589

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Aug 01, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,550.00 (+1.18%)	$662,900 (+4.11%) Land $395,400 Building $267,500	$795,245 (+6.77%)
2024	$7,462.00 (+11.64%)	$636,700 (+19.93%) Land $379,800 Building $256,900	$744,800
2023	$6,684.00	$530,900 Land $342,500 Building $188,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.