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130 Willow St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 130 Willow St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,611 sqft · built 1950
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (May 2021)
Tax Bill$7,468 (2025)
Deeds & MortgagesAug 2017 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:020.0-0000-0219.0

Property Details

APN / Parcel Number

Primary APNREAD M:020.0-0000-0219.0
Alternative APNs
  • M:020.0=0000=0219.0
  • 810000000180
  • 810000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area2,488 sqft
Basement Area1,074 sqft
Unfinished Basement537 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number810000000180
Street Address130 WILLOW ST
CityREADING
StateMA
Zip01867-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4002
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0219.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address130 WILLOW ST, READING, MA 01867-1550
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2017Deed of Trust, Mortgage
MB FINANCIAL BK NA
May 28, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJul 01, 2013 · Amount on Record
Deed Book / Page77891 / 261
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address130 WILLOW ST, READING, MA 01867-1550
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069844-80
DateAug 29, 2017
Book Page69844/80
Instrument138398
Lender
NameMB FINANCIAL BK NA
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 28, 2021
Property Address130 WILLOW ST, READING, MA 01867-1550
Document Number077891-261
Book / Page77891 / 261
Instrument DateMay 28, 2021
Instrument122048
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address130 WILLOW ST, READING, MA 01867-1550

Mortgage

Document Number0000122049
DateMay 28, 2021
Instrument122049
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,468.00 (+1.18%)$655,700 (+4.11%) Land $395,400 Building $260,300$801,800 (+7.41%)
2024$7,381.00 (+3.22%)$629,800 (+10.88%) Land $379,800 Building $250,000$746,510
2023$7,151.00$568,000 Land $342,500 Building $225,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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