146 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 146 W Summit St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 1930
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Aug 2022)
Tax Bill	$11,421 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00143-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-00143-0000-00004`
Alternative APN	`180014300004`

Interior

Stories	2 Stories
Building Area	1,709 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	166 ft deep x 47 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	146 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	143
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2007
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 W SUMMIT ST, SOMERVILLE, NJ 08876-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Jun 30, 2020	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202236332
Deed Book / Page	7465 / 2071
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	5978003472
Record Updated	Sep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 23, 2022
Property Address	146 W SUMMIT ST, SOMERVILLE, NJ 08876-1421
Document Number	0000036332
Book / Page	7465 / 2071
Instrument Date	Aug 11, 2022
Instrument	2022036332
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 THOMASTOWN RD, 31, MINE HILL, NJ 07803-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 W SUMMIT ST, SOMERVILLE, NJ 08876-1421

Mortgage

Document Number	0000036333
Date	Aug 23, 2022
Instrument	2022036333

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2020
Property Address	146 W SUMMIT ST, SOMERVILLE, NJ 08876-1421
Document Number	0000027628
Book / Page	7223 / 2744
Instrument Date	Jun 10, 2020
Instrument	2020027628
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 W SUMMIT ST, 146, SOMERVILLE, NJ 08876-1421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 W SUMMIT ST, SOMERVILLE, NJ 08876-1421

Mortgage

Document Number	0000027629
Date	Jun 30, 2020
Instrument	2020027629

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $123,500 Building $156,500	$280,000 (-) Land $123,500 Building $156,500
2025	$11,421.00 (+3.19%)	$280,000 (-) Land $123,500 Building $156,500	$280,000 (-) Land $123,500 Building $156,500
2024	$11,068.00 (+5.11%)
2023		$280,000 Land $123,500 Building $156,500	$280,000 Land $123,500 Building $156,500
2022	$10,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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