113 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 113 W Summit St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,174 sqft · built 1900
Lot Size	0.112 acres (4,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2025)
Tax Bill	$8,358 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00109-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-00109-0000-00008`
Alternative APN	`180010900008`

Interior

Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,896 sqft (0.112 acres)
Lot Dimensions	102 ft deep x 48 ft wide

Location & Zoning

Street Address	113 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/SOMERVILLE
Legal Block	109
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2010
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 W SUMMIT ST, SOMERVILLE, NJ 08876-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	202516035
Deed Book / Page	7622 / 2515
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 18, 2017
Property Address	113 W SUMMIT ST, SOMERVILLE, NJ 08876-1420
Document Number	0000019364
Book / Page	006960 / 000459
Instrument Date	May 15, 2017
Instrument	19364
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	SURETY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 W SUMMIT ST SOMERVILLE NJ 088761420, SOMERVILLE, NJ 08876-1420

Mortgage

Document Number	19365
Date	May 18, 2017
Book Page	006960/000464
Instrument	19365

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,900 (-) Land $116,200 Building $88,700	$204,900 (-) Land $116,200 Building $88,700
2025	$8,358.00 (+6.48%) Veteran's exemption	$204,900 (-) Land $116,200 Building $88,700	$204,900 (-) Land $116,200 Building $88,700
2024	$7,849.00 (+5.27%)
2023		$204,900 Land $116,200 Building $88,700	$204,900 Land $116,200 Building $88,700
2022	$7,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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